Data as of Oct 28, 2026.
IEF vs XRT: Differences, Returns & Fees
Over the year to Oct 28, 2026, IEF returned −3.2% to XRT's +2.4%; 0% of their weight is in the same names.
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Net assets on Oct 27, 2026: $43.5bn for iShares 7-10 Year Treasury Bond ETF and $362m for State Street SPDR S&P Retail ETF.
Pair scorecard
IEF costs 0.20 points a year less; their one-year returns differ by 5.6 points; IEF is far larger, $43.5bn against $362m.
| Measure | IEF | XRT |
|---|---|---|
| Return | ||
| Total return, 1 year | −3.2% | +2.4% |
| Drawdown | ||
| Below its high | 13.1%, high on Aug 4, 2020 | 9.9%, high on Nov 16, 2021 |
| Benchmark | ||
| What it tracks | ICE U.S. Treasury 7-10 Year Bond Index | S&P Retail Select Industry Index |
| Cost and size | ||
| Expense ratio | 0.15% | 0.35% |
| Net assets, as of Oct 27, 2026 | $43.5bn | $362m |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 22% | |
| Top ten holdings, share of the fund | 16.6% | |
Holdings in common uses holdings dated Oct 27, 2026. Method
What they share
By the books each fund has filed, IEF and XRT hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
IEF and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
IEF
IEF tracks an index of 7-10 Year Treasury Bond. Over the year to Oct 28, 2026 it returned −3.2% with distributions reinvested. The prospectus expense ratio is 0.15% a year. It sat 13.1% below its high of Aug 4, 2020 on Oct 28, 2026.
XRT
XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, IEF or XRT?
- In the year to Oct 28, 2026, with distributions reinvested, IEF returned −3.2% and XRT +2.4%.
- Which is cheaper, IEF or XRT?
- IEF is cheaper, by 0.20 percentage points a year. That is about $20 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, IEF against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/ief-vs-xrt
ETFIQ. (Oct 28, 2026). IEF against XRT. Retrieved from https://etfiq.com/compare/any/ief-vs-xrt
[IEF against XRT (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/ief-vs-xrt)
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