Which returned more over the last year, IBTK or SCHO?

In the year to Oct 28, 2026, with distributions reinvested, IBTK returned −0.6% and SCHO +1.8%.

Which is cheaper, IBTK or SCHO?

SCHO is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

IBTK vs SCHO: Differences, Returns & Fees

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IBTK's duration was 3.6 years on Jul 31, 2026 and SCHO's 1.8 on Jun 30, 2026; SCHO charges 0.03% to IBTK's 0.07%.

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Net assets: $1.2bn on Oct 27, 2026 for iShares iBonds Dec 2030 Term Treasury ETF, and $13.0bn on Jun 30, 2026 for Schwab Short-Term U.S. Treasury ETF.

IBTK on its own →SCHO on its own →

At a glance

−0.6%

IBTK total return, 1 year

+1.8%

SCHO total return, 1 year

0.07%

IBTK expense ratio

0.03%

SCHO expense ratio

Pair scorecard

SCHO costs 0.04 points a year less; their one-year returns differ by 2.4 points.

IBTK vs SCHO: Differences, Returns & Fees
Measure	IBTK	SCHO
Return
Measure	IBTK	SCHO
Total return, 1 year	−0.6%	+1.8%
Drawdown
Measure	IBTK	SCHO
Below its high	10.4%, high on Jul 30, 2020
Benchmark
Measure	IBTK	SCHO
What it tracks	ICE 2030 Maturity US Treasury Index	Bloomberg US Treasury 1-3 Year Index
Cost and size
Measure	IBTK	SCHO
Expense ratio	0.07%	0.03%
Net assets, IBTK as of Oct 27, 2026 and SCHO as of Jun 30, 2026	$1.2bn	$13.0bn
Holdings
Measure	IBTK	SCHO
Holdings in common	0%

Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026. Method

Risk and return

Jul 31, 2020 to Oct 23, 2026 · 325 weekly returns

IBTK SCHO

Return

Total return edge SCHO −10.3% +10.2%

Annualized edge SCHO −1.7% +1.6%

Price return edge SCHO −24.2% −7.2%

Risk

Volatility edge SCHO 6.1% 1.7%

Max drawdown edge SCHO −22.5% −5.6%

Risk-adjusted

Sharpe edge IBTK −0.78 −0.93

Sortino edge IBTK −1.03 −1.27

Calmar edge SCHO −0.08 0.28

Reading

SCHO returned more: +10.2% to −10.3%. SCHO swung less: 1.7% to 6.1%. SCHO fell less at its worst: −5.6% to −22.5%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: IBTK vs SCHO: Differences, Returns & Fees
Measure	IBTK	SCHO	Edge	How it is measured
Return
Total return	−10.3%	+10.2%	SCHO	Price change plus distributions, reinvested.
Annualized	−1.7%	+1.6%	SCHO	Total return as a yearly rate.
Price return	−24.2%	−7.2%	SCHO	Price change alone, distributions left out.
Risk
Volatility	6.1%	1.7%	SCHO	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	4.6%	1.3%	SCHO	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−22.5%	−5.6%	SCHO	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	−0.78	−0.93	IBTK	Return above Treasury bills per unit of volatility.
Sortino	−1.03	−1.27	IBTK	Return above Treasury bills per unit of downside deviation.
Calmar	−0.08	0.28	SCHO	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 325 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, IBTK and SCHO hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Jul 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IBTK SCHO

Only in one fund ↓

Only in IBTK

U.S. Treasury Notes, due Feb 28, 2030 7.01%

U.S. Treasury Notes, due Nov 15, 2030 6.40%

U.S. Treasury Notes, due Aug 15, 2030 6.08%

U.S. Treasury Notes, due May 31, 2030 4.73%

U.S. Treasury Notes, due Mar 31, 2030 4.72%

U.S. Treasury Notes, due Jan 31, 2030 4.72%

U.S. Treasury Notes, due May 15, 2030 4.70%

U.S. Treasury Notes, due Jul 31, 2030 4.70%

Only in SCHO

U.S. Treasury Notes, due Jan 31, 2028 2.18%

U.S. Treasury Notes, due Apr 30, 2029 1.39%

U.S. Treasury Notes, due May 31, 2029 1.37%

U.S. Treasury Notes, due May 31, 2028 1.36%

U.S. Treasury Notes, due Mar 31, 2028 1.35%

U.S. Treasury Notes, due Jun 30, 2027 1.35%

U.S. Treasury Notes, due Apr 30, 2028 1.35%

U.S. Treasury Notes, due Sep 30, 2027 1.35%

Check overlap with more funds →

Side by side

IBTK iShares iBonds Dec 2030 Term Treasury ETF SCHO Schwab Short-Term U.S. Treasury ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Schwab

What it is Tracks an index Tracks an index

Total return, 1 year −0.6% +1.8%

Its benchmark over the same days not measured +1.7% (VGSH)

Gap to its benchmark not measured +0.1 pts vs VGSH

Expense ratio 0.07% 0.03%

Holdings 26 96

Net assets, IBTK as of Oct 27, 2026 and SCHO as of Jun 30, 2026 $1.2bn $13.0bn

IBTK and SCHO on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-5E628C3DD6

IBTK and SCHO are built for the same job. How do they differ in cost, holdings and results?

What each follows. IBTK follows ICE 2030 Maturity US Treasury Index and SCHO follows Bloomberg US Treasury 1-3 Year Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated Jul 31, 2026 and Jun 30, 2026).
One-year total return. Over 1 year to Oct 28, 2026 IBTK returned −0.6% and SCHO +1.8% with distributions reinvested, a gap of 2.4 points.

Data as of Oct 28, 2026.

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About each fund

IBTK

IBTK tracks an index. Over the year to Oct 28, 2026 it returned −0.6% with distributions reinvested. The prospectus expense ratio is 0.07% a year. It sat 10.4% below its high of Jul 30, 2020 on Oct 28, 2026.

SCHO

SCHO tracks an index. Over the year to Oct 28, 2026 it returned +1.8% with distributions reinvested, against +1.7% for its benchmark, the Bloomberg US Treasury 1-3 Year Index. The prospectus expense ratio is 0.03% a year.

Questions people ask

Which returned more over the last year, IBTK or SCHO?: In the year to Oct 28, 2026, with distributions reinvested, IBTK returned −0.6% and SCHO +1.8%.
Which is cheaper, IBTK or SCHO?: SCHO is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

IBTK vs IEI IBTK vs SPTS IBTK vs SHY IBTK vs VGSH SCHO vs SPTS SCHO vs SHY SCHO vs VGSH IBTI vs SCHO

Where to next

IBTK on its own →SCHO on its own →Hold both: look the portfolio through →Rankings →IBTK dividend history →IBTK holdings →SCHO dividend history →SCHO holdings →Standards and sources →

Sources and dates

IBTK filings on SEC EDGAR ↗

IBTK prospectus with the expense ratio (SEC) ↗

iShares page for IBTK ↗

SCHO filings on SEC EDGAR ↗

SCHO prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IBTK against SCHO, data as of Oct 28, 2026. https://etfiq.com/compare/any/ibtk-vs-scho

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.