Data as of Oct 28, 2026.

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GLD vs VUSB: Differences, Returns & Fees

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GLD is a commodity fund and VUSB an actively managed short-term fund, and over the year to Oct 28, 2026, VUSB returned +3.5% against +2.5%.

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Net assets: $135.8bn on Oct 27, 2026 for SPDR Gold Shares, and $9.9bn on Sep 30, 2026 for Vanguard Ultra-Short Bond ETF.

At a glance
+2.5%
GLD total return, 1 year
+3.5%
VUSB total return, 1 year
0.40%
GLD expense ratio
0.10%
VUSB expense ratio

Pair scorecard

VUSB costs 0.30 points a year less; their one-year returns differ by 1.0 point; GLD is 14.3 times larger.

GLD vs VUSB: Differences, Returns & Fees
MeasureGLDVUSB
Return
Total return, 1 year+2.5%+3.5%
Drawdown
Below its high24.7%, high on Jan 29, 2026
Benchmark
What it tracksGoldNo index, actively managed
Cost and size
Expense ratio0.40%0.10%
Net assets, as of Sep 30, 2026$141.7bn$9.9bn
Holdings
Holdings in commonnot published

Method

Side by side

GLD SPDR Gold Shares VUSB Vanguard Ultra-Short Bond ETF
Where it sits Commodity ETF Bond ETF
What it is Holds gold Actively managed
Total return, 1 year +2.5% +3.5%
Its benchmark over the same days +2.7% (IAU) −1.4% (AGG)
Gap to its benchmark −0.2 pts vs IAU +4.9 pts vs AGG
Expense ratio 0.40% 0.10%
Holdings not counted 1344
Net assets, GLD as of Oct 27, 2026 and VUSB as of Sep 30, 2026 $135.8bn $9.9bn

GLD and VUSB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
GLD

Its expense ratio is 0.40% a year, for the three months to Jun 30, 2026, as its 10-Q states.

GLD holds gold. Over the year to Oct 28, 2026 it returned +2.5% with distributions reinvested, against +2.7% for its benchmark, the price of gold. It sat 24.7% below its high of Jan 29, 2026 on Oct 28, 2026.

VUSB

VUSB is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +3.5% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.10% a year.

Questions people ask

Which returned more over the last year, GLD or VUSB?
In the year to Oct 28, 2026, with distributions reinvested, GLD returned +2.5% and VUSB +3.5%.
Which is cheaper, GLD or VUSB?
VUSB is cheaper, by 0.30 percentage points a year. That is about $30 on $10,000 held for a year. Fees come from each fund's own filings.
Other comparisons
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ETFIQ, GLD against VUSB, data as of Oct 28, 2026. https://etfiq.com/compare/any/gld-vs-vusb

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