Data as of Oct 28, 2026.
FUTY vs XLU: Differences, Returns & Fees
Over the year to Oct 28, 2026, FUTY returned −3.3% to XLU's −3.0%; 85% of their weight is in the same names.
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Net assets: $2.0bn on Sep 30, 2026 for Fidelity MSCI Utilities Index ETF, and $23.9bn on Oct 27, 2026 for State Street Utilities Select Sector SPDR ETF.
Pair scorecard
Both cost 0.08% a year; their one-year returns differ by 0.3 points; XLU is 10.7 times larger.
Points (pts) are percentage points.
| Measure | FUTY | XLU |
|---|---|---|
| Return | ||
| Total return, 1 year | −3.3% | −3.0% |
| Drawdown | ||
| Below its high | 8.8%, high on Feb 27, 2026 | 9.1%, high on Feb 27, 2026 |
| Benchmark | ||
| What it tracks | MSCI USA IMI Utilities 25/50 Index | Utilities Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.08% | 0.08% |
| Net assets, as of Sep 30, 2026 | $2.0bn | $21.3bn |
| Holdings | ||
| Holdings in common | 85% | |
| Top ten holdings, share of the fund | 52.3% | 58.7% |
Holdings in common uses holdings dated Jul 31, 2026 and Oct 27, 2026. Method
Risk and return
Nov 1, 2013 to Oct 23, 2026 · 677 weekly returnsXLU returned slightly more: +231.8% to +225.9%. FUTY and XLU swung about the same: 18.0% and 18.3%. FUTY and XLU fell about the same at their worst: −32.0% and −32.1%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | FUTY | XLU | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +225.9% | +231.8% | XLU (slight) | Price change plus distributions, reinvested. |
| Annualized | +9.5% | +9.7% | Tie | Total return as a yearly rate. |
| Price return | +115.7% | +117.9% | Tie | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 18.0% | 18.3% | Tie | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 12.4% | 12.6% | Tie | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −32.0% | −32.1% | Tie | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.49 | 0.49 | Tie | Return above Treasury bills per unit of volatility. |
| Sortino | 0.70 | 0.71 | Tie | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.30 | 0.30 | Tie | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 677 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, FUTY and XLU hold 85% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Oct 27, 2026.
half
85% in common
Only in one fund ↓
Side by side
FUTY and XLU on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
FUTY and XLU are built for the same job. How do they differ in cost, holdings and results?
- What each follows. FUTY follows MSCI USA IMI Utilities 25/50 Index and XLU follows Utilities Select Sector Index.
- Size. FUTY has $2.0bn in net assets and XLU $21.3bn (net assets, as of Sep 30, 2026); XLU is 10.7 times larger.
- Holdings in common (similar). 85% of the weight is in the same securities (holdings dated Jul 31, 2026 and Oct 27, 2026).
Data as of Oct 28, 2026.
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FUTY
FUTY tracks an index. Over the year to Oct 28, 2026 it returned −3.3% with distributions reinvested, against −3.3% for its benchmark, the MSCI USA IMI Utilities 25/50 Index. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jul 31, 2026, 90% of the fund by weight is stocks the S&P 500 also holds, across 62 positions, with the top ten at 52.3%. It sat 8.8% below its high of Feb 27, 2026 on Oct 28, 2026.
XLU
XLU tracks an index of Utilities. Over the year to Oct 28, 2026 it returned −3.0% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 58.7%. It sat 9.1% below its high of Feb 27, 2026 on Oct 28, 2026.
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, FUTY against XLU, data as of Oct 28, 2026. https://etfiq.com/compare/any/futy-vs-xlu
ETFIQ. (Oct 28, 2026). FUTY against XLU. Retrieved from https://etfiq.com/compare/any/futy-vs-xlu
[FUTY against XLU (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/futy-vs-xlu)
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