Which returned more over the last year, FNDX or IAU?

In the year to Oct 28, 2026, with distributions reinvested, FNDX returned +23.9% and IAU +2.7%.

Which is cheaper, FNDX or IAU?

Neither: FNDX and IAU both charge 0.25% a year. Fees come from each fund's own filings.

Data as of Oct 28, 2026.

Across categories

FNDX vs IAU: Differences, Returns & Fees

FNDX is an equity index fund and IAU a commodity fund, and over the year to Oct 28, 2026, FNDX returned +23.9% against +2.7%.

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Net assets: $27.6bn on Aug 31, 2026 for Schwab Fundamental U.S. Large Company ETF, and $60.1bn on Oct 28, 2026 for iShares Gold Trust.

FNDX on its own →IAU on its own →

At a glance

+23.9%

FNDX total return, 1 year

+2.7%

IAU total return, 1 year

0.25%

FNDX expense ratio

0.25%

IAU expense ratio

Pair scorecard

Both cost 0.25% a year; their one-year returns differ by 21.2 points.

Points (pts) are percentage points.

FNDX vs IAU: Differences, Returns & Fees
Measure	FNDX	IAU
Return
Measure	FNDX	IAU
Total return, 1 year	+23.9%	+2.7%
Drawdown
Measure	FNDX	IAU
Below its high		24.6%, high on Jan 29, 2026
Benchmark
Measure	FNDX	IAU
What it tracks	Fundamental U.S. Large Company	Gold
Cost and size
Measure	FNDX	IAU
Expense ratio	0.25%	0.25%
Net assets, FNDX as of Aug 31, 2026 and IAU as of Oct 28, 2026	$27.6bn	$60.1bn
Holdings
Measure	FNDX	IAU
Holdings in common	not published
In the S&P 500, by weight	88%
Top ten holdings, share of the fund	21.0%

Method

Side by side

FNDX Schwab Fundamental U.S. Large Company ETF IAU iShares Gold Trust

Where it sits Stock ETF Commodity ETF

Issuer Schwab iShares

What it is Tracks an index of Fundamental U.S. Large Company Holds gold

Total return, 1 year +23.9% +2.7%

Its benchmark over the same days +13.1% (IWB) +2.5% (GLD)

Gap to its benchmark +10.8 pts vs IWB +0.2 pts vs GLD

Expense ratio 0.25% 0.25%

Holdings 731 not counted

Net assets, FNDX as of Aug 31, 2026 and IAU as of Oct 28, 2026 $27.6bn $60.1bn

FNDX and IAU on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

FNDX

Over the year to Oct 28, 2026 it returned +23.9% with distributions reinvested, against +13.1% for its benchmark, the Russell 1000 Index.

FNDX tracks an index of Fundamental U.S. Large Company. The prospectus expense ratio is 0.25% a year. By its holdings filed for Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 731 positions, with the top ten at 21.0%.

IAU

Its expense ratio is 0.25% a year, for the three months to Jun 30, 2026, as its 10-Q states.

IAU holds gold. Over the year to Oct 28, 2026 it returned +2.7% with distributions reinvested, against +2.5% for its benchmark, the price of gold. It sat 24.6% below its high of Jan 29, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, FNDX or IAU?: In the year to Oct 28, 2026, with distributions reinvested, FNDX returned +23.9% and IAU +2.7%.
Which is cheaper, FNDX or IAU?: Neither: FNDX and IAU both charge 0.25% a year. Fees come from each fund's own filings.

Other comparisons

FNDX vs GLDM FNDX vs GLD FNDX vs SLV FNDX vs SIVR HDV vs IAU IAU vs VYM IAU vs IWD IAU vs SCHD

Where to next

FNDX on its own →IAU on its own →Hold both: look the portfolio through →Rankings →FNDX dividend history →FNDX holdings →Standards and sources →

Sources and dates

FNDX filings on SEC EDGAR ↗

FNDX prospectus with the expense ratio (SEC) ↗

Schwab website ↗

iShares page for IAU ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, FNDX against IAU, data as of Oct 28, 2026. https://etfiq.com/compare/any/fndx-vs-iau

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