Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
FJUL vs SPYM: how they differ
Over the year SPYM returned more, +17.6% against +12.6%, and FJUL charges 0.85% against 1.30%.
FT Vest U.S. Equity Buffer ETF - July and State Street(R) SPDR(R) Portfolio S&P 500(R) ETF.
| FJUL FT Vest U.S. Equity Buffer ETF - July | SPYM State Street(R) SPDR(R) Portfolio S&P 500(R) ETF | |
|---|---|---|
| Where it sits | Buffer ETF | Core index fund |
| Issuer | First Trust | State Street |
| What it is | Defined outcome, 10% on SPY | S&P 500 |
| Total return, 1 year | +12.6% | +17.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −4.9 pts | +0.1 pts |
| Expense ratio | 0.85% | 1.30% |
| Holdings | not filed | 507 |
FJUL in plain words
From its price on Sep 13, 2026, the fund can gain about 13.5% more before it reaches its cap. The fund's price can fall 2.9% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 2.8% from today's level to the point where the buffer begins. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level. 308 days remained on Sep 13, 2026. On Jul 16, 2027 the period ends and a new cap is set.
SPYM in plain words
SPYM is an index equity fund tracking the S&P 500. Over the year to Sep 11, 2026 it returned +17.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 1.30% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 507 positions, with the top ten at 38.1%.
Questions people ask
- Which returned more over the last year, FJUL or SPYM?
- In the year to Sep 13, 2026, with distributions reinvested, FJUL returned +12.6% and SPYM returned +17.6%, so SPYM returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, FJUL or SPYM?
- FJUL charges 0.85% a year and SPYM charges 1.30%, so FJUL is cheaper. Fees come from each fund's prospectus.
- Are FJUL and SPYM the same kind of fund?
- No. FJUL is a buffer ETF and SPYM is an index ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, FJUL against SPYM, data as of Sep 13, 2026. https://etfiq.com/compare/any/fjul-vs-spym Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources