Which returned more over the last year, EFA or USO?

In the year to Oct 28, 2026, with distributions reinvested, EFA returned +12.1% and USO +133.3%.

Which is cheaper, EFA or USO?

EFA is cheaper, by 0.54 percentage points a year. That is about $54 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

EFA vs USO: Differences, Returns & Fees

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EFA is an equity index fund and USO a commodity futures fund, and over the year to Oct 28, 2026, USO returned +133.3% against +12.1%.

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Net assets: $76.8bn on Oct 27, 2026 for iShares MSCI EAFE ETF, and $1.9bn on Oct 28, 2026 for United States Oil Fund, LP.

EFA on its own →USO on its own →

At a glance

+12.1%

EFA total return, 1 year

+133.3%

USO total return, 1 year

0.32%

EFA expense ratio

0.86%

USO expense ratio

Pair scorecard

EFA costs 0.54 points a year less; their one-year returns differ by 121.2 points; EFA is far larger, $76.8bn against $1.9bn.

EFA vs USO: Differences, Returns & Fees
Measure	EFA	USO
Return
Measure	EFA	USO
Total return, 1 year	+12.1%	+133.3%
Drawdown
Measure	EFA	USO
Below its high	4.7%, high on Aug 25, 2026	82.3%, high on Jul 14, 2008
Benchmark
Measure	EFA	USO
What it tracks	MSCI EAFE Index	Oil futures
Cost and size
Measure	EFA	USO
Expense ratio	0.32%	0.86%
Net assets, as of Oct 27, 2026	$76.8bn	$1.9bn
Holdings
Measure	EFA	USO
Holdings in common	not published
In the S&P 500, by weight	0%
Top ten holdings, share of the fund	14.3%

Method

Side by side

EFA iShares MSCI EAFE ETF USO United States Oil Fund, LP

Where it sits Stock ETF Commodity ETF

Issuer iShares USCF

What it is Tracks an index of Developed markets ex US Holds oil futures

Total return, 1 year +12.1% +133.3%

Its benchmark over the same days +14.3% (ACWX) not measured

Gap to its benchmark −2.2 pts vs ACWX not measured

Expense ratio 0.32% 0.86%

Holdings 665 not counted

Net assets, EFA as of Oct 27, 2026 and USO as of Oct 28, 2026 $76.8bn $1.9bn

EFA and USO on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

EFA

EFA tracks an index of Developed markets ex US. Over the year to Oct 28, 2026 it returned +12.1% with distributions reinvested, against +14.3% for its benchmark, the MSCI ACWI ex USA Index. The prospectus expense ratio is 0.32% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 665 positions, with the top ten at 14.3%. It sat 4.7% below its high of Aug 25, 2026 on Oct 28, 2026.

USO

USO holds oil futures. Over the year to Oct 28, 2026 it returned +133.3% with distributions reinvested. The prospectus expense ratio is 0.86% a year. It sat 82.3% below its high of Jul 14, 2008 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, EFA or USO?: In the year to Oct 28, 2026, with distributions reinvested, EFA returned +12.1% and USO +133.3%.
Which is cheaper, EFA or USO?: EFA is cheaper, by 0.54 percentage points a year. That is about $54 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

EFA vs SIVR BWET vs EFA EFA vs SLV EFA vs GLDM USO vs VXUS IEFA vs USO USO vs VEA SCHF vs USO

Where to next

EFA on its own →USO on its own →Hold both: look the portfolio through →Rankings →EFA dividend history →EFA holdings →Standards and sources →

Sources and dates

EFA filings on SEC EDGAR ↗

EFA prospectus with the expense ratio (SEC) ↗

iShares page for EFA ↗

USCF website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, EFA against USO, data as of Oct 28, 2026. https://etfiq.com/compare/any/efa-vs-uso

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