Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
DIA vs XLK: how they differ
DIA and XLK hold 16% of their weight in the same names, and XLK returned more over the year.
SPDR Dow Jones Industrial Average ETF Trust and State Street(R) Technology Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, DIA and XLK hold 16% of their money in the same securities at the same weight.
| Holding | DIA | XLK |
|---|---|---|
| MICROSOFT CORP | 5.61% | 9.90% |
| APPLE INC | 3.72% | 12.98% |
| NVIDIA CORP | 2.49% | 14.31% |
| INTL BUSINESS MACHINES CORP | 2.67% | 1.45% |
| SALESFORCE INC | 2.77% | 1.31% |
| CISCO SYSTEMS INC | 1.22% | 2.80% |
| Only in DIA | Only in XLK |
|---|---|
| GOLDMAN SACHS GROUP INC 11.61% | BROADCOM INC 4.62% |
| CATERPILLAR INC 9.17% | ADVANCED MICRO DEVICES 4.23% |
| UNITEDHEALTH GROUP INC 4.42% | MICRON TECHNOLOGY INC 4.11% |
| AMGEN INC 4.36% | INTEL CORP 3.27% |
| TRAVELERS COS INC/THE 4.19% | PALANTIR TECHNOLOGIES INC A 2.52% |
| VISA INC CLASS A SHARES 4.18% | LAM RESEARCH CORP 2.46% |
| JPMORGAN CHASE + CO 4.03% | APPLIED MATERIALS INC 2.38% |
| ALPHABET INC CL A 3.79% | PALO ALTO NETWORKS INC 1.81% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| DIA SPDR Dow Jones Industrial Average ETF Trust | XLK State Street(R) Technology Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | Dow Jones Industrial Average | Technology |
| Total return, 1 year | +15.6% | +39.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −1.9 pts | +21.7 pts |
| Expense ratio | not published | 0.08% |
| Already in the S&P 500 | 97.1% | 100.0% |
| Holdings | 31 | 74 |
DIA in plain words
DIA is an index equity fund tracking the Dow Jones Industrial Average. Over the year to Sep 11, 2026 it returned +15.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Sep 10, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 55.1%. It sat 3.1% below its high of Aug 5, 2026 on Sep 11, 2026.
XLK in plain words
XLK is an index equity fund tracking the Technology. Over the year to Sep 11, 2026 it returned +39.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 61.2%. It sat 5.2% below its high of Jun 2, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, DIA or XLK?
- In the year to Sep 13, 2026, with distributions reinvested, DIA returned +15.6% and XLK returned +39.2%, so XLK returned more. One year is one year; the longer windows are in the table.
- How much do DIA and XLK overlap with the S&P 500?
- By their latest filed holdings, 97% of DIA and 100% of XLK by weight is stocks the S&P 500 already holds. Between the two funds, 16% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, DIA against XLK, data as of Sep 13, 2026. https://etfiq.com/compare/any/dia-vs-xlk Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources