Data as of Oct 28, 2026.

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DIA vs SCHH: Differences, Returns & Fees

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Over the year to Oct 28, 2026, DIA returned +11.6% to SCHH's +8.7%; 0% of their weight is in the same names.

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Net assets: $45.9bn on Oct 27, 2026 for SPDR Dow Jones Industrial Average ETF Trust, and $11.2bn on Aug 31, 2026 for Schwab U.S. REIT ETF.

At a glance
+11.6%
DIA total return, 1 year
+8.7%
SCHH total return, 1 year
0.16%
DIA expense ratio
0.07%
SCHH expense ratio

Pair scorecard

SCHH costs 0.09 points a year less; their one-year returns differ by 2.9 points.

DIA vs SCHH: Differences, Returns & Fees
MeasureDIASCHH
Return
Total return, 1 year+11.6%+8.7%
Drawdown
Below its high3.0%, high on Aug 5, 20268.5%, high on Jul 24, 2026
Benchmark
What it tracksDow Jones Industrial AverageUS REIT
Cost and size
Expense ratio0.16%0.07%
Net assets, DIA as of Oct 27, 2026 and SCHH as of Aug 31, 2026$45.9bn$11.2bn
Holdings
Holdings in common0%
Top ten holdings, share of the fund54.7%51.6%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, DIA and SCHH hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first DIA SCHH
Only in one fund ↓
Only in DIA
GOLDMAN SACHS GROUP INC 10.34%
CATERPILLAR INC 8.09%
MICROSOFT CORP 6.03%
AMGEN INC 5.08%
UNITEDHEALTH GROUP INC 4.65%
VISA INC CLASS A SHARES 4.56%
TRAVELERS COS INC 4.50%
APPLE INC 3.94%
Only in SCHH
Welltower Inc 11.05%
Prologis Inc 8.79%
Simon Property Group Inc 4.59%
Digital Realty Trust Inc 4.54%
Equinix Inc 4.27%
American Tower Corp 4.24%
Realty Income Corp 4.02%
Public Storage 3.62%
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Side by side

DIA SPDR Dow Jones Industrial Average ETF Trust SCHH Schwab U.S. REIT ETF
Where it sits Stock ETF Stock ETF
What it is Tracks the Dow Jones Industrial Average Tracks an index of US REIT
Total return, 1 year +11.6% +8.7%
Expense ratio 0.16% 0.07%
Already in the S&P 500 97.1% 73.9%
Holdings 30 117
Net assets, DIA as of Oct 27, 2026 and SCHH as of Aug 31, 2026 $45.9bn $11.2bn

DIA and SCHH on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
DIA

DIA tracks the Dow Jones Industrial Average. Over the year to Oct 28, 2026 it returned +11.6% with distributions reinvested. The prospectus expense ratio is 0.16% a year. By its holdings published by its issuer for Oct 27, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 30 positions, with the top ten at 54.7%. It sat 3.0% below its high of Aug 5, 2026 on Oct 28, 2026.

SCHH

SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, DIA or SCHH?
In the year to Oct 28, 2026, with distributions reinvested, DIA returned +11.6% and SCHH +8.7%.
Which is cheaper, DIA or SCHH?
SCHH is cheaper, by 0.09 percentage points a year. That is about $9 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do DIA and SCHH overlap with the S&P 500?
By their latest filed holdings, 97% of DIA and 74% of SCHH by weight is stocks the S&P 500 already holds.
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ETFIQ, DIA against SCHH, data as of Oct 28, 2026. https://etfiq.com/compare/any/dia-vs-schh

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