Which returned more over the last year, DFUS or SCHD?

In the year to Oct 28, 2026, with distributions reinvested, DFUS returned +13.8% and SCHD +34.5%.

Which is cheaper, DFUS or SCHD?

SCHD is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do DFUS and SCHD overlap with the S&P 500?

By their latest filed holdings, 89% of DFUS and 95% of SCHD by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

DFUS vs SCHD: Differences, Returns & Fees

Share on X Download as PDF

Over the year to Oct 28, 2026, DFUS returned +13.8% to SCHD's +34.5%; 8% of their weight is in the same names.

askIQ about this page

askIQ about DFUS and SCHD

Net assets: $20.9bn on Jul 31, 2026 for Dimensional U.S. Equity Market ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.

DFUS on its own →SCHD on its own →

At a glance

+13.8%

DFUS total return, 1 year

+34.5%

SCHD total return, 1 year

0.09%

DFUS expense ratio

0.06%

SCHD expense ratio

Pair scorecard

SCHD costs 0.03 points a year less; their one-year returns differ by 20.7 points.

DFUS vs SCHD: Differences, Returns & Fees
Measure	DFUS	SCHD
Return
Measure	DFUS	SCHD
Total return, 1 year	+13.8%	+34.5%
Benchmark
Measure	DFUS	SCHD
What it tracks	No index, actively managed	Dow Jones U.S. Dividend 100 Index
Cost and size
Measure	DFUS	SCHD
Expense ratio	0.09%	0.06%
Net assets, DFUS as of Jul 31, 2026 and SCHD as of Aug 31, 2026	$20.9bn	$112.3bn
Holdings
Measure	DFUS	SCHD
Holdings in common	8%
Top ten holdings, share of the fund	34.6%	41.7%

Holdings in common uses holdings dated Jul 31, 2026 and Aug 31, 2026. Method

Risk and return

Jun 25, 2021 to Oct 23, 2026 · 278 weekly returns

DFUS SCHD

Return

Total return edge DFUS +87.6% +68.9%

Annualized edge DFUS +12.5% +10.3%

Price return edge DFUS +76.2% +40.1%

Risk

Volatility edge SCHD 16.2% 14.0%

Max drawdown edge SCHD −24.2% −16.6%

Risk-adjusted

Sharpe edge DFUS 0.58 0.51

Sortino edge DFUS 0.87 0.73

Calmar edge SCHD 0.52 0.62

Reading

DFUS returned more: +87.6% to +68.9%. SCHD swung less: 14.0% to 16.2%. SCHD fell less at its worst: −16.6% to −24.2%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: DFUS vs SCHD: Differences, Returns & Fees
Measure	DFUS	SCHD	Edge	How it is measured
Return
Total return	+87.6%	+68.9%	DFUS	Price change plus distributions, reinvested.
Annualized	+12.5%	+10.3%	DFUS	Total return as a yearly rate.
Price return	+76.2%	+40.1%	DFUS	Price change alone, distributions left out.
Risk
Volatility	16.2%	14.0%	SCHD	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	10.8%	9.7%	SCHD	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−24.2%	−16.6%	SCHD	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.58	0.51	DFUS	Return above Treasury bills per unit of volatility.
Sortino	0.87	0.73	DFUS	Return above Treasury bills per unit of downside deviation.
Calmar	0.52	0.62	SCHD	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 278 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, DFUS and SCHD hold 8% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Aug 31, 2026.

50%

0 half 100%

half

8% in common

Positions both hold · largest shared weight first DFUS SCHD

UNITEDHEALTH GROUP INCORPORATED 0.55% 3.82%

CHEVRON CORPORATION 0.53% 4.01%

THE COCA-COLA COMPANY 0.50% 4.16%

THE PROCTER & GAMBLE COMPANY 0.49% 3.83%

THE HOME DEPOT, INC. 0.48% 3.87%

MERCK & CO., INC. 0.47% 4.76%

TEXAS INSTRUMENTS INCORPORATED 0.36% 3.12%

AMGEN INC. 0.30% 4.70%

Pepsico, Inc. 0.28% 3.64%

VERIZON COMMUNICATIONS INC. 0.28% 3.96%

ABBOTT LABORATORIES 0.23% 4.68%

QUALCOMM INCORPORATED 0.23% 2.52%

Only in one fund ↓

Only in DFUS

NVIDIA CORPORATION 6.75%

APPLE INC. 6.45%

MICROSOFT CORPORATION 4.99%

AMAZON.COM, INC. 3.83%

ALPHABET INC. 3.00%

BROADCOM INC. 2.63%

ALPHABET INC. 2.48%

META PLATFORMS, INC. 1.77%

Only in SCHD

Accenture PLC 2.84%

American Financial Group Inc 0.24%

Insperity Inc 0.05%

Flowers Foods Inc 0.04%

Preferred Bank/Los Angeles CA 0.03%

CNA Financial Corp 0.03%

Independent Bank Corp 0.02%

Check overlap with more funds →

Side by side

DFUS Dimensional U.S. Equity Market ETF SCHD Schwab U.S. Dividend Equity ETF

Where it sits Stock ETF Stock ETF

Issuer Dimensional Schwab

What it is Actively managed Tracks an index of US dividend

Total return, 1 year +13.8% +34.5%

Its benchmark over the same days +13.3% (IWV) not measured

Gap to its benchmark +0.5 pts vs IWV not measured

Expense ratio 0.09% 0.06%

Already in the S&P 500 89.4% 94.7%

Holdings 2236 99

Net assets, DFUS as of Jul 31, 2026 and SCHD as of Aug 31, 2026 $20.9bn $112.3bn

DFUS and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-F3E9A9AA19

DFUS and SCHD do different jobs. What does each one do in a portfolio?

What each follows. DFUS follows No index, actively managed and SCHD follows Dow Jones U.S. Dividend 100 Index.
Holdings in common. 8% of the weight is in the same securities (holdings dated Jul 31, 2026 and Aug 31, 2026).
One-year total return. Over 1 year to Oct 28, 2026 DFUS returned +13.8% and SCHD +34.5% with distributions reinvested, a gap of 20.7 points.

Data as of Oct 28, 2026.

The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.

Your saved page · Privacy.

Alert

About each fund

DFUS

Over the year to Oct 28, 2026 it returned +13.8% with distributions reinvested, against +13.3% for its benchmark, the Russell 3000 Index.

DFUS is actively managed and tracks no index. The prospectus expense ratio is 0.09% a year. By its holdings filed for Jul 31, 2026, 89% of the fund by weight is stocks the S&P 500 also holds, across 2,236 positions, with the top ten at 34.6%.

SCHD

SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.

Questions people ask

Which returned more over the last year, DFUS or SCHD?: In the year to Oct 28, 2026, with distributions reinvested, DFUS returned +13.8% and SCHD +34.5%.
Which is cheaper, DFUS or SCHD?: SCHD is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do DFUS and SCHD overlap with the S&P 500?: By their latest filed holdings, 89% of DFUS and 95% of SCHD by weight is stocks the S&P 500 already holds.

Other comparisons

DFUS vs IWD DFUS vs VYM DFUS vs VTV DFUS vs DGRO SCHD vs SPMO SCHD vs SPHQ MTUM vs SCHD DGRW vs SCHD

Where to next

DFUS on its own →SCHD on its own →Hold both: look the portfolio through →Rankings →DFUS dividend history →DFUS holdings →SCHD dividend history →SCHD holdings →Standards and sources →

Sources and dates

DFUS filings on SEC EDGAR ↗

DFUS prospectus with the expense ratio (SEC) ↗

Dimensional website ↗

SCHD filings on SEC EDGAR ↗

SCHD prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, DFUS against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/dfus-vs-schd

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.