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Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

DECP vs SPYM: how they differ

Over the year SPYM returned more, +17.6% against +14.7%, and DECP charges 0.50% against 1.30%.

PGIM S&P 500 Buffer 12 ETF - December and State Street(R) SPDR(R) Portfolio S&P 500(R) ETF.

DECP and SPYM on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
DECP
PGIM S&P 500 Buffer 12 ETF - December
SPYM
State Street(R) SPDR(R) Portfolio S&P 500(R) ETF
Where it sitsBuffer ETFCore index fund
IssuerPGIMState Street
What it isDefined outcome, 12% on SPYS&P 500
Total return, 1 year+14.7%+17.6%
S&P 500 over the same days+17.5%+17.5%
Gap to the S&P 500−2.8 pts+0.1 pts
Expense ratio0.50%1.30%
Holdingsnot filed507

DECP in plain words

From its price on Sep 13, 2026, the fund can gain about 4.1% more before it reaches its cap. The fund's price can fall 9.4% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 10.6% from today's level to the point where the buffer begins. Protection left, in index points: 12.0% of the 12.0% buffer still sits below today's SPY level. 80 days remained on Sep 13, 2026. On Nov 30, 2026 the period ends and a new cap is set.

SPYM in plain words

SPYM is an index equity fund tracking the S&P 500. Over the year to Sep 11, 2026 it returned +17.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 1.30% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 507 positions, with the top ten at 38.1%.

Questions people ask

Which returned more over the last year, DECP or SPYM?
In the year to Sep 13, 2026, with distributions reinvested, DECP returned +14.7% and SPYM returned +17.6%, so SPYM returned more. One year is one year; the longer windows are in the table.
Which is cheaper, DECP or SPYM?
DECP charges 0.50% a year and SPYM charges 1.30%, so DECP is cheaper. Fees come from each fund's prospectus.
Are DECP and SPYM the same kind of fund?
No. DECP is a buffer ETF and SPYM is an index ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

DECP against SPYM, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, DECP against SPYM, data as of Sep 13, 2026. https://etfiq.com/compare/any/decp-vs-spym Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources