Data as of Nov 4, 2026.

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DDFY vs VOO: Differences, Returns & Fees

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DDFY and VOO are measured over different days, and VOO charges 0.03% to DDFY's 0.79%.

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Net assets: $77m on Nov 4, 2026 for Innovator Equity Dual Directional 15 Buffer ETF - May, and $1.0tn on Oct 31, 2026 for Vanguard S&P 500 ETF.

At a glance
+4.2%
DDFY total return, since launch, May 1, 2026
+14.8%
VOO total return, 1 year
0.79%
DDFY expense ratio
0.03%
VOO expense ratio

Pair scorecard

VOO costs 0.76 points a year less.

DDFY vs VOO: Differences, Returns & Fees
MeasureDDFYVOO
Return
Total return, 1 yearnot published+14.8%
Drawdown
Index fall to the buffer6.2%
Fund price fall to the buffer4.8%
Benchmark
What it tracksSPYS&P 500 Index
The outcome period
Room to the cap5.2%
Buffer left, in index points15.0% of 15.0%
Days left in the period177
Period endsApr 30, 2027
Cost and size
Expense ratio0.79%0.03%
Net assets, DDFY as of Nov 4, 2026 and VOO as of Oct 31, 2026$77m$1.0tn
Holdings
Holdings in commonnot published
In the S&P 500, by weight100%
Holdings datedSep 30, 2026
Top ten holdings, share of the fund39.1%

Method

Risk and return

May 8, 2026 to Oct 30, 2026 · 25 weekly returns
DDFY VOO
Return
Total return edge VOO (slight) +2.9% +3.0%
Price return edge DDFY +2.9% +2.5%
Risk
Max drawdown edge DDFY −1.0% −3.3%
Reading

From May 2026 to Oct 2026, VOO returned slightly more: +3.0% to +2.9%. DDFY fell less at its worst: −1.0% to −3.3%.

Full scorecard

3 measures, with how each is measured
Open ↓
Risk and return: DDFY vs VOO: Differences, Returns & Fees
MeasureDDFYVOOEdgeHow it is measured
Return
Total return+2.9%+3.0%VOO (slight)Price change plus distributions, reinvested.
Price return+2.9%+2.5%DDFYPrice change alone, distributions left out.
Risk
Max drawdown−1.0%−3.3%DDFYDeepest fall from a high to the low after it.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 25 weekly returns. Cash rate: the 13-week Treasury bill.

Side by side

DDFY Innovator Equity Dual Directional 15 Buffer ETF - May VOO Vanguard S&P 500 ETF
Where it sits Buffer ETF Stock ETF
What it is Defined outcome, 15% on SPY Tracks the S&P 500
Total return, 1 year +4.2% (since launch, May 1, 2026) +14.8%
Its benchmark over the same days +6.4% (SPY) (since launch, May 1, 2026) +14.8% (IVV)
Gap to its benchmark −2.2 pts vs SPY (since launch, May 1, 2026) 0.0 pts vs IVV
Expense ratio 0.79% 0.03%
Holdings not read by ETFIQ 505
Net assets, DDFY as of Nov 4, 2026 and VOO as of Oct 31, 2026 $77m $1.0tn

DDFY and VOO on the fields both publish, as of Nov 4, 2026. Source: ETFIQ.

Client brief

No client brief for this pair: ETFIQ prints no one-year total return for DDFY.

Alert

DDFY flows, by email on Sundays.

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About each fund
DDFY

From its price on Nov 4, 2026, the fund can gain about 5.2% more before it reaches its cap. The fund's price can fall 4.8% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 6.2% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level. 177 days remained on Nov 4, 2026. On Apr 30, 2027 the period ends and a new cap is set.

VOO

VOO tracks the S&P 500. Over the year to Nov 4, 2026 it returned +14.8% with distributions reinvested, against +14.8% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 505 positions, with the top ten at 39.1%.

Questions people ask

Are DDFY and VOO in the same category?
DDFY is a buffer ETF and VOO is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
Which is cheaper, DDFY or VOO?
VOO is cheaper, by 0.76 percentage points a year. That is about $76 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
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ETFIQ, DDFY against VOO, data as of Nov 4, 2026. https://etfiq.com/compare/any/ddfy-vs-voo

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