Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
COWZ vs QUAL: how they differ
COWZ and QUAL hold 1% of their weight in the same names, and COWZ returned more over the year.
Pacer US Cash Cows 100 ETF and iShares MSCI USA Quality Factor ETF.
What they hold in common
By the books each fund has filed, COWZ and QUAL hold 1% of their money in the same securities at the same weight.
| Holding | COWZ | QUAL |
|---|---|---|
| Accenture PLC | 1.68% | 0.74% |
| Only in COWZ | Only in QUAL |
|---|---|
| QUALCOMM Inc 2.67% | MICROSOFT 7.67% |
| Altria Group Inc 2.21% | APPLE 7.10% |
| ConocoPhillips 2.17% | NVIDIA 6.44% |
| CVS Health Corp 2.16% | META PLATFORMS CLASS A 4.32% |
| Bristol-Myers Squibb Co 2.03% | ELI LILLY 3.62% |
| Ford Motor Co 2.01% | LAM RESEARCH 3.59% |
| Uber Technologies Inc 2.01% | TJX 3.23% |
| Pfizer Inc 2.00% | VISA CLASS A 3.21% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Sep 10, 2026.
| COWZ Pacer US Cash Cows 100 ETF | QUAL iShares MSCI USA Quality Factor ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Pacer | iShares |
| What it is | US Cash Cows 100 | MSCI USA Quality Factor |
| Total return, 1 year | +23.4% | +16.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +5.9 pts | −1.5 pts |
| Expense ratio | 0.49% | 0.15% |
| Already in the S&P 500 | 95.8% | 98.9% |
| Holdings | 100 | 121 |
COWZ in plain words
COWZ is an index equity fund tracking the US Cash Cows 100. Over the year to Sep 11, 2026 it returned +23.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.49% a year. By its holdings filed for Apr 30, 2026, 96% of the fund by weight is stocks the S&P 500 also holds, across 100 positions, with the top ten at 21.2%. It sat 3.2% below its high of Sep 3, 2026 on Sep 11, 2026.
QUAL in plain words
QUAL is an index equity fund tracking the MSCI USA Quality Factor. Over the year to Sep 11, 2026 it returned +16.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. By its holdings filed for Sep 10, 2026, 99% of the fund by weight is stocks the S&P 500 also holds, across 121 positions, with the top ten at 44.4%. It sat 3.1% below its high of Aug 13, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, COWZ or QUAL?
- In the year to Sep 13, 2026, with distributions reinvested, COWZ returned +23.4% and QUAL returned +16.0%, so COWZ returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, COWZ or QUAL?
- COWZ charges 0.49% a year and QUAL charges 0.15%, so QUAL is cheaper. Fees come from each fund's prospectus.
- How much do COWZ and QUAL overlap with the S&P 500?
- By their latest filed holdings, 96% of COWZ and 99% of QUAL by weight is stocks the S&P 500 already holds. Between the two funds, 1% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, COWZ against QUAL, data as of Sep 13, 2026. https://etfiq.com/compare/any/cowz-vs-qual Free to use with attribution; the underlying files are at Open data.
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