Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
BNDX vs TLT: how they differ
BNDX and TLT hold 0% of their weight in the same names, and BNDX returned more over the year.
Vanguard Total International Bond Index Fund and iShares 20+ Year Treasury Bond ETF.
What they hold in common
By the books each fund has filed, BNDX and TLT hold 0% of their money in the same securities at the same weight.
| Only in BNDX | Only in TLT |
|---|---|
| French Republic Government Bond OAT 0.18% | TREASURY BOND (2OLD) 4.16% |
| Bundesschatzanweisungen 0.14% | TREASURY BOND (OLD) 4.05% |
| Canadian Government Bond 0.13% | TREASURY BOND (OTR) 1.03% |
| Canadian Government Bond 0.10% | TREASURY BOND 0.02% |
| Canadian Government Bond 0.10% | |
| Canadian Government Bond 0.09% | |
| Canadian Government Bond 0.08% | |
| Canadian Government Bond 0.08% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Sep 10, 2026.
| BNDX Vanguard Total International Bond Index Fund | TLT iShares 20+ Year Treasury Bond ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | iShares |
| What it is | Total International Bond | 20+ year Treasuries |
| Total return, 1 year | −0.7% | −6.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −18.2 pts | −23.9 pts |
| Expense ratio | 0.07% | 0.15% |
| Holdings | 6707 | 41 |
BNDX in plain words
BNDX is a bond fund tracking the Total International Bond. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year.
TLT in plain words
TLT is a bond fund tracking the 20+ year Treasuries. Over the year to Sep 11, 2026 it returned −6.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. It sat 42.9% below its high of Aug 4, 2020 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, BNDX or TLT?
- In the year to Sep 13, 2026, with distributions reinvested, BNDX returned −0.7% and TLT returned −6.4%, so BNDX returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, BNDX or TLT?
- BNDX charges 0.07% a year and TLT charges 0.15%, so BNDX is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, BNDX against TLT, data as of Sep 13, 2026. https://etfiq.com/compare/any/bndx-vs-tlt Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources