Data as of Oct 28, 2026.

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BJUL vs IVV: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BJUL returned +11.0% to IVV's +13.7%, and IVV charges 0.03% to BJUL's 0.79%.

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Net assets: $362m on Oct 28, 2026 for Innovator U.S. Equity Buffer ETF - Jul, and $885.1bn on Oct 27, 2026 for iShares Core S&P 500 ETF.

At a glance
+11.0%
BJUL total return, 1 year
+13.7%
IVV total return, 1 year
0.79%
BJUL expense ratio
0.03%
IVV expense ratio

Pair scorecard

IVV costs 0.76 points a year less; their one-year returns differ by 2.7 points; IVV is far larger, $885.1bn against $361m.

BJUL vs IVV: Differences, Returns & Fees
MeasureBJULIVV
Return
Total return, 1 year+11.0%+13.7%
Drawdown
Index fall to the buffer3.2%
Fund price fall to the buffer3.2%
Benchmark
What it tracksSPYS&P 500
The outcome period
Room to the cap14.4%
Buffer left, in index points9.0% of 9.0%
Days left in the period245
Period endsJun 30, 2027
Cost and size
Expense ratio0.79%0.03%
Net assets, as of Oct 27, 2026$361m$885.1bn
Holdings
Holdings in commonnot published
In the S&P 500, by weight100%
Top ten holdings, share of the fund38.1%

Method

Side by side

BJUL Innovator U.S. Equity Buffer ETF - Jul IVV iShares Core S&P 500 ETF
Where it sits Buffer ETF Stock ETF
What it is Defined outcome, 9% on SPY Tracks the S&P 500
Total return, 1 year +11.0% +13.7%
Its benchmark over the same days +12.4% (SPY) +13.6% (SPY)
Gap to its benchmark −1.4 pts vs SPY +0.1 pts vs SPY
Expense ratio 0.79% 0.03%
Holdings not read by ETFIQ 505
Net assets, BJUL as of Oct 28, 2026 and IVV as of Oct 27, 2026 $362m $885.1bn

BJUL and IVV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
BJUL

From its price on Oct 28, 2026, the fund can gain about 14.4% more before it reaches its cap. The fund's price can fall 3.2% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 3.2% from today's level to the point where the buffer begins. Protection left, in index points: 9.0% of the 9.0% buffer still sits below today's SPY level. 245 days remained on Oct 28, 2026. On Jun 30, 2027 the period ends and a new cap is set.

IVV

IVV tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.7% with distributions reinvested, against +13.6% for its benchmark, the S&P 500. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 505 positions, with the top ten at 38.1%.

Questions people ask

Are BJUL and IVV in the same category?
BJUL is a buffer ETF and IVV is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
Which returned more over the last year, BJUL or IVV?
In the year to Oct 28, 2026, with distributions reinvested, BJUL returned +11.0% and IVV +13.7%.
Which is cheaper, BJUL or IVV?
IVV is cheaper, by 0.76 percentage points a year. That is about $76 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, BJUL against IVV, data as of Oct 28, 2026. https://etfiq.com/compare/any/bjul-vs-ivv

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