Data as of Oct 28, 2026.
BITO vs XLY: Differences, Returns & Fees
Over the year to Oct 28, 2026, BITO returned −30.5% to XLY's −3.6%, and XLY charges 0.08% to BITO's 0.95%.
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Net assets: $1.6bn on Oct 28, 2026 for ProShares Bitcoin ETF, and $22.4bn on Oct 27, 2026 for State Street Consumer Discretionary Select Sector SPDR ETF.
Pair scorecard
XLY costs 0.87 points a year less; their one-year returns differ by 26.9 points; XLY is 14.0 times larger.
| Measure | BITO | XLY |
|---|---|---|
| Return | ||
| Total return, 1 year | −30.5% | −3.6% |
| Drawdown | ||
| Below its high | 6.8%, high on Jan 12, 2026 | |
| Benchmark | ||
| What it tracks | Bitcoin futures and swaps on Bitcoin | Consumer Discretionary Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.95% | 0.08% |
| Net assets, as of Oct 27, 2026 | $1.6bn | $22.4bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 100% | |
| Top ten holdings, share of the fund | 68.5% | |
Holdings in common uses holdings dated Oct 27, 2026. Method
What they share
By the books each fund has filed, BITO and XLY hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
BITO and XLY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
BITO is a registered fund that reaches Bitcoin through what its N-PORT for Aug 31, 2026 lists: Bitcoin futures and swaps on Bitcoin. Over the year to Oct 28, 2026, Bitcoin moved −28.3% and BITO returned −30.5%. That leaves it 2.2 percentage points behind. BITO is a registered investment company: it files a monthly N-PORT rather than a 10-K. Its N-PORT for Aug 31, 2026 puts 67.9% of its net assets in ProShares GENIUS Money Market ETF.
A holder gets exposure to Bitcoin without the fund holding the coin itself. That difference is the fee, the cost of rolling the futures from one month to the next, what the futures traded at against Bitcoin, and what the market paid for the shares, all of it together. It is the only number on this page the sponsor does not publish itself.
XLY
XLY tracks an index of Consumer discretionary. Over the year to Oct 28, 2026 it returned −3.6% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 48 positions, with the top ten at 68.5%. It sat 6.8% below its high of Jan 12, 2026 on Oct 28, 2026.
Questions people ask
- Are BITO and XLY in the same category?
- BITO is a crypto futures ETF and XLY is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which returned more over the last year, BITO or XLY?
- In the year to Oct 28, 2026, with distributions reinvested, BITO returned −30.5% and XLY −3.6%.
- Which is cheaper, BITO or XLY?
- XLY is cheaper, by 0.87 percentage points a year. That is about $87 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, BITO against XLY, data as of Oct 28, 2026. https://etfiq.com/compare/any/bito-vs-xly
ETFIQ. (Oct 28, 2026). BITO against XLY. Retrieved from https://etfiq.com/compare/any/bito-vs-xly
[BITO against XLY (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/bito-vs-xly)
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