Which returned more over the last year, BINC or XLK?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and XLK +27.1%.

Which is cheaper, BINC or XLK?

XLK is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do BINC and XLK overlap with the S&P 500?

By their latest filed holdings, 0% of BINC and 100% of XLK by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

BINC vs XLK: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BINC returned +0.5% to XLK's +27.1%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $16.8bn for iShares Flexible Income Active ETF and $125.0bn for State Street Technology Select Sector SPDR ETF.

BINC on its own →XLK on its own →

At a glance

+0.5%

BINC total return, 1 year

+27.1%

XLK total return, 1 year

0.40%

BINC expense ratio

0.08%

XLK expense ratio

Pair scorecard

XLK costs 0.32 points a year less; their one-year returns differ by 26.6 points; XLK is 7.4 times larger.

BINC vs XLK: Differences, Returns & Fees
Measure	BINC	XLK
Return
Measure	BINC	XLK
Total return, 1 year	+0.5%	+27.1%
Drawdown
Measure	BINC	XLK
Below its high		5.4%, high on Oct 6, 2026
Benchmark
Measure	BINC	XLK
What it tracks	No index, actively managed	Technology Select Sector Index
Cost and size
Measure	BINC	XLK
Expense ratio	0.40%	0.08%
Net assets, as of Oct 27, 2026	$16.8bn	$125.0bn
Holdings
Measure	BINC	XLK
Holdings in common	0%
Top ten holdings, share of the fund	24.6%	64.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, BINC and XLK hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BINC XLK

Only in one fund ↓

Only in BINC

BLACKROCK CASH CL INST SL AGENCY 5.80%

UMBS 30YR TBA(REG A) 4.50%

TREASURY NOTE (2OLD) 4.34%

UMBS 30YR TBA(REG A) 2.91%

UMBS 30YR TBA(REG A) 2.21%

CASH COLLATERAL MORGAN STANLEY & C 1.68%

ISHARES IBOXX $ INV GRADE CORPORAT 0.99%

EUR/USD 0.83%

Only in XLK

NVIDIA CORP 15.22%

APPLE INC 14.62%

MICROSOFT CORP 11.38%

ADVANCED MICRO DEVICES 4.78%

BROADCOM INC 4.70%

MICRON TECHNOLOGY INC 4.02%

INTEL CORP 2.72%

PALANTIR TECHNOLOGIES INC A 2.67%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF XLK State Street Technology Select Sector SPDR ETF

Where it sits Bond ETF Stock ETF

Issuer iShares State Street

What it is Actively managed Tracks an index of Technology

Total return, 1 year +0.5% +27.1%

Its benchmark over the same days not measured +13.6% (SPY)

Gap to its benchmark not measured +13.5 pts vs SPY

Expense ratio 0.40% 0.08%

Already in the S&P 500 0.0% 99.9%

Holdings 4690 76

Net assets, as of Oct 27, 2026 $16.8bn $125.0bn

BINC and XLK on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

XLK

XLK tracks an index of Technology. Over the year to Oct 28, 2026 it returned +27.1% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 64.6%. It sat 5.4% below its high of Oct 6, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, BINC or XLK?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and XLK +27.1%.
Which is cheaper, BINC or XLK?: XLK is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do BINC and XLK overlap with the S&P 500?: By their latest filed holdings, 0% of BINC and 100% of XLK by weight is stocks the S&P 500 already holds.

Other comparisons

BINC vs VGT BINC vs IYW BINC vs FTEC BINC vs IGM IEI vs XLK SCHP vs XLK HYG vs XLK TIP vs XLK

Where to next

BINC on its own →XLK on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →XLK dividend history →XLK holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

XLK filings on SEC EDGAR ↗

XLK prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against XLK, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-xlk

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.