Data as of Oct 28, 2026.
BINC vs SCHD: Differences, Returns & Fees
Over the year to Oct 28, 2026, BINC returned +0.5% to SCHD's +34.5%; 0% of their weight is in the same names.
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Net assets: $16.8bn on Oct 27, 2026 for iShares Flexible Income Active ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.
Pair scorecard
SCHD costs 0.34 points a year less; their one-year returns differ by 34.0 points.
| Measure | BINC | SCHD |
|---|---|---|
| Return | ||
| Total return, 1 year | +0.5% | +34.5% |
| Benchmark | ||
| What it tracks | No index, actively managed | Dow Jones U.S. Dividend 100 Index |
| Cost and size | ||
| Expense ratio | 0.40% | 0.06% |
| Net assets, BINC as of Oct 27, 2026 and SCHD as of Aug 31, 2026 | $16.8bn | $112.3bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 24.6% | 41.7% |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
Risk and return
Jun 2, 2023 to Oct 23, 2026 · 177 weekly returnsSCHD returned more: +68.8% to +21.3%. BINC swung less: 3.1% to 12.9%. BINC fell less at its worst: −2.7% to −12.8%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | BINC | SCHD | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +21.3% | +68.8% | SCHD | Price change plus distributions, reinvested. |
| Annualized | +5.8% | +16.6% | SCHD | Total return as a yearly rate. |
| Price return | +0.2% | +48.5% | SCHD | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 3.1% | 12.9% | BINC | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 2.0% | 8.8% | BINC | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −2.7% | −12.8% | BINC | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.37 | 0.90 | SCHD | Return above Treasury bills per unit of volatility. |
| Sortino | 0.57 | 1.33 | SCHD | Return above Treasury bills per unit of downside deviation. |
| Calmar | 2.20 | 1.30 | BINC | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 177 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, BINC and SCHD hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
BINC and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
BINC and SCHD do different jobs. What does each one do in a portfolio?
- What each follows. BINC follows No index, actively managed and SCHD follows Dow Jones U.S. Dividend 100 Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026 and Aug 31, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 BINC returned +0.5% and SCHD +34.5% with distributions reinvested, a gap of 34.0 points.
Data as of Oct 28, 2026.
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BINC
BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.
SCHD
SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.
Questions people ask
- Which returned more over the last year, BINC or SCHD?
- In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and SCHD +34.5%.
- Which is cheaper, BINC or SCHD?
- SCHD is cheaper, by 0.34 percentage points a year. That is about $34 on $10,000 held for a year. Fees come from each fund's prospectus.
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How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, BINC against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-schd
ETFIQ. (Oct 28, 2026). BINC against SCHD. Retrieved from https://etfiq.com/compare/any/binc-vs-schd
[BINC against SCHD (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/binc-vs-schd)
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