Data as of Oct 28, 2026.
BILS vs MINT: Differences, Returns & Fees
Over the year to Oct 28, 2026, BILS returned +3.6% to MINT's +4.2%, and BILS charges 0.14% to MINT's 0.36%.
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Net assets: $4.0bn on Oct 27, 2026 for State Street SPDR Bloomberg 3-12 Month T-Bill ETF, and $16.4bn on Jun 30, 2026 for PIMCO Enhanced Short Maturity Active Exchange-Traded Fund.
Pair scorecard
BILS costs 0.22 points a year less; their one-year returns differ by 0.6 points.
| Measure | BILS | MINT |
|---|---|---|
| Return | ||
| Total return, 1 year | +3.6% | +4.2% |
| Benchmark | ||
| What it tracks | Bloomberg 3-12 Month U.S. Treasury Bill Index | No index, actively managed |
| Cost and size | ||
| Expense ratio | 0.14% | 0.36% |
| Net assets, BILS as of Oct 27, 2026 and MINT as of Jun 30, 2026 | $4.0bn | $16.4bn |
| Holdings | ||
| Holdings in common | 0% | |
Holdings in common uses holdings dated Jun 30, 2026. Method
Risk and return
Oct 2, 2020 to Oct 23, 2026 · 316 weekly returnsMINT returned slightly more: +20.8% to +19.3%. BILS swung less: 0.3% to 0.6%. BILS fell less at its worst: −0.3% to −2.4%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | BILS | MINT | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +19.3% | +20.8% | MINT (slight) | Price change plus distributions, reinvested. |
| Annualized | +2.9% | +3.2% | MINT (slight) | Total return as a yearly rate. |
| Price return | −0.7% | −1.3% | BILS | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 0.3% | 0.6% | BILS | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 0.3% | 0.5% | BILS | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −0.3% | −2.4% | BILS | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | −1.01 | −0.22 | MINT | Return above Treasury bills per unit of volatility. |
| Sortino | −1.24 | −0.28 | MINT | Return above Treasury bills per unit of downside deviation. |
| Calmar | 8.92 | 1.32 | BILS | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 316 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, BILS and MINT hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026.
half
0% in common
Only in one fund ↓
Side by side
BILS and MINT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
BILS and MINT are built for the same job. How do they differ in cost, holdings and results?
- What each follows. BILS follows Bloomberg 3-12 Month U.S. Treasury Bill Index and MINT follows No index, actively managed.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Jun 30, 2026).
- Number of holdings. BILS holds 23 positions and MINT holds 977.
Data as of Oct 28, 2026.
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BILS
BILS tracks an index. Over the year to Oct 28, 2026 it returned +3.6% with distributions reinvested. The prospectus expense ratio is 0.14% a year.
MINT
MINT is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +4.2% with distributions reinvested. The prospectus expense ratio is 0.36% a year.
Questions people ask
- Which returned more over the last year, BILS or MINT?
- In the year to Oct 28, 2026, with distributions reinvested, BILS returned +3.6% and MINT +4.2%.
- Which is cheaper, BILS or MINT?
- BILS is cheaper, by 0.22 percentage points a year. That is about $22 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, BILS against MINT, data as of Oct 28, 2026. https://etfiq.com/compare/any/bils-vs-mint
ETFIQ. (Oct 28, 2026). BILS against MINT. Retrieved from https://etfiq.com/compare/any/bils-vs-mint
[BILS against MINT (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/bils-vs-mint)
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