Which returned more over the last year, BIL or URTH?

In the year to Oct 28, 2026, with distributions reinvested, BIL returned +3.7% and URTH +13.1%.

Which is cheaper, BIL or URTH?

BIL is cheaper, by 0.10 percentage points a year. That is about $10 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BIL vs URTH: Differences, Returns & Fees

Share on X Download as PDF

Over the year to Oct 28, 2026, BIL returned +3.7% to URTH's +13.1%; 0% of their weight is in the same names.

askIQ about this page

askIQ about BIL and URTH

Net assets: $48.7bn on Oct 27, 2026 for SPDR Bloomberg 1-3 Month T-Bill ETF, and $8.9bn on Oct 28, 2026 for iShares MSCI World ETF.

BIL on its own →URTH on its own →

At a glance

+3.7%

BIL total return, 1 year

+13.1%

URTH total return, 1 year

0.14%

BIL expense ratio

0.24%

URTH expense ratio

Pair scorecard

BIL costs 0.10 points a year less; their one-year returns differ by 9.4 points; BIL is 5.5 times larger.

BIL vs URTH: Differences, Returns & Fees
Measure	BIL	URTH
Return
Measure	BIL	URTH
Total return, 1 year	+3.7%	+13.1%
Benchmark
Measure	BIL	URTH
What it tracks	Bloomberg 1-3 Month U.S. Treasury Bill Index	MSCI World Index
Cost and size
Measure	BIL	URTH
Expense ratio	0.14%	0.24%
Net assets, as of Oct 27, 2026	$48.7bn	$8.8bn
Holdings
Measure	BIL	URTH
Holdings in common	0%
In the S&P 500, by weight		69%
Top ten holdings, share of the fund		27.2%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, BIL and URTH hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BIL URTH

Only in one fund ↓

Only in BIL

TREASURY BILL 12/26 0.00000 7.94%

TREASURY BILL 12/26 0.00000 6.66%

TREASURY BILL 12/26 0.00000 6.46%

TREASURY BILL 12/26 0.00000 6.40%

TREASURY BILL 12/26 0.00000 6.39%

TREASURY BILL 11/26 0.00000 6.26%

TREASURY BILL 12/26 0.00000 6.21%

TREASURY BILL 11/26 0.00000 4.85%

Only in URTH

APPLE 5.60%

NVIDIA 5.50%

MICROSOFT 4.12%

AMAZON.COM INC 2.69%

ALPHABET CLASS A 2.07%

BROADCOM INC 1.70%

ALPHABET CLASS C 1.62%

META PLATFORMS CLASS A 1.49%

Check overlap with more funds →

Side by side

BIL SPDR Bloomberg 1-3 Month T-Bill ETF URTH iShares MSCI World ETF

Where it sits Bond ETF Stock ETF

Issuer State Street iShares

What it is Tracks an index of 1-3 month T-bills Tracks the MSCI World

Total return, 1 year +3.7% +13.1%

Its benchmark over the same days not measured +13.4% (ACWI)

Gap to its benchmark not measured −0.3 pts vs ACWI

Expense ratio 0.14% 0.24%

Holdings 26 1254

Net assets, BIL as of Oct 27, 2026 and URTH as of Oct 28, 2026 $48.7bn $8.9bn

BIL and URTH on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BIL

BIL tracks an index of 1-3 month T-bills. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.14% a year.

URTH

URTH tracks the MSCI World. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.4% for its benchmark, the MSCI All Country World Index. The prospectus expense ratio is 0.24% a year. By its holdings published by its issuer for Oct 27, 2026, 69% of the fund by weight is stocks the S&P 500 also holds, across 1,254 positions, with the top ten at 27.2%.

Questions people ask

Which returned more over the last year, BIL or URTH?: In the year to Oct 28, 2026, with distributions reinvested, BIL returned +3.7% and URTH +13.1%.
Which is cheaper, BIL or URTH?: BIL is cheaper, by 0.10 percentage points a year. That is about $10 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BIL vs VT ACWI vs BIL BIL vs VYMI BIL vs EWJ SHV vs URTH PULS vs URTH URTH vs USFR MINT vs URTH

Where to next

BIL on its own →URTH on its own →Hold both: look the portfolio through →Rankings →BIL dividend history →BIL holdings →URTH dividend history →URTH holdings →Standards and sources →

Sources and dates

BIL filings on SEC EDGAR ↗

BIL prospectus with the expense ratio (SEC) ↗

State Street website ↗

URTH filings on SEC EDGAR ↗

URTH prospectus with the expense ratio (SEC) ↗

iShares page for URTH ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BIL against URTH, data as of Oct 28, 2026. https://etfiq.com/compare/any/bil-vs-urth

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.