Which returned more over the last year, AOR or XLU?

In the year to Oct 28, 2026, with distributions reinvested, AOR returned +7.8% and XLU −3.0%.

Which is cheaper, AOR or XLU?

XLU is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do AOR and XLU overlap with the S&P 500?

By their latest filed holdings, 0% of AOR and 100% of XLU by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

AOR vs XLU: Differences, Returns & Fees

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Over the year to Oct 28, 2026, AOR returned +7.8% to XLU's −3.0%; 0% of their weight is in the same names.

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Net assets: $3.9bn on Oct 28, 2026 for iShares Core 60/40 Balanced Allocation ETF, and $23.9bn on Oct 27, 2026 for State Street Utilities Select Sector SPDR ETF.

AOR on its own →XLU on its own →

At a glance

+7.8%

AOR total return, 1 year

−3.0%

XLU total return, 1 year

0.15%

AOR expense ratio

0.08%

XLU expense ratio

Pair scorecard

XLU costs 0.07 points a year less; their one-year returns differ by 10.8 points; XLU is 6.1 times larger.

AOR vs XLU: Differences, Returns & Fees
Measure	AOR	XLU
Return
Measure	AOR	XLU
Total return, 1 year	+7.8%	−3.0%
Drawdown
Measure	AOR	XLU
Below its high		9.1%, high on Feb 27, 2026
Benchmark
Measure	AOR	XLU
What it tracks	60/40 Balanced Allocation	Utilities Select Sector Index
Cost and size
Measure	AOR	XLU
Expense ratio	0.15%	0.08%
Net assets, as of Oct 27, 2026	$3.9bn	$23.9bn
Holdings
Measure	AOR	XLU
Holdings in common	0%
Top ten holdings, share of the fund	99.9%	58.7%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, AOR and XLU hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AOR XLU

Only in one fund ↓

Only in AOR

ISHARES CORE S&P ETF TRUST 35.70%

ISHARES CORE UNIV USD BOND ETF 32.15%

ISHARES CORE MSCI INT DEVEL ETF 17.10%

ISHARES CORE MSCI EMERGING MARKETS 6.34%

iShares Core Intl Aggregate Bnd ET 5.81%

ISHARES CORE S&P MID-CAP ETF 1.89%

ISHARES CORE S&P SMALL-CAP ETF 0.92%

Only in XLU

NEXTERA ENERGY INC 12.76%

SOUTHERN CO 7.91%

DUKE ENERGY CORP 7.22%

CONSTELLATION ENERGY 6.33%

AMERICAN ELECTRIC POWER 5.26%

DOMINION ENERGY INC 4.26%

SEMPRA 4.12%

ENTERGY CORP 3.75%

Check overlap with more funds →

Side by side

AOR iShares Core 60/40 Balanced Allocation ETF XLU State Street Utilities Select Sector SPDR ETF

Where it sits Allocation ETF Stock ETF

Issuer iShares State Street

What it is Tracks an index of 60/40 Balanced Allocation Tracks an index of Utilities

Total return, 1 year +7.8% −3.0%

Its benchmark over the same days +13.4% (ACWI) not measured

Gap to its benchmark −5.6 pts vs ACWI not measured

Expense ratio 0.15% 0.08%

Already in the S&P 500 0.0% 99.7%

Holdings 7 32

Net assets, AOR as of Oct 28, 2026 and XLU as of Oct 27, 2026 $3.9bn $23.9bn

AOR and XLU on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AOR

AOR tracks an index of 60/40 Balanced Allocation. Over the year to Oct 28, 2026 it returned +7.8% with distributions reinvested, against +13.4% for its benchmark, the MSCI All Country World Index. The prospectus expense ratio is 0.15% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 7 positions, with the top ten at 99.9%.

XLU

XLU tracks an index of Utilities. Over the year to Oct 28, 2026 it returned −3.0% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 58.7%. It sat 9.1% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, AOR or XLU?: In the year to Oct 28, 2026, with distributions reinvested, AOR returned +7.8% and XLU −3.0%.
Which is cheaper, AOR or XLU?: XLU is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do AOR and XLU overlap with the S&P 500?: By their latest filed holdings, 0% of AOR and 100% of XLU by weight is stocks the S&P 500 already holds.

Other comparisons

AOR vs VPU AOR vs XLY AOR vs XLC AOR vs VHT CGBL vs XLU IYR vs XLU HYMB vs XLU FXI vs XLU

Where to next

AOR on its own →XLU on its own →Hold both: look the portfolio through →Rankings →AOR dividend history →AOR holdings →XLU dividend history →XLU holdings →Standards and sources →

Sources and dates

AOR filings on SEC EDGAR ↗

AOR prospectus with the expense ratio (SEC) ↗

iShares page for AOR ↗

XLU filings on SEC EDGAR ↗

XLU prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AOR against XLU, data as of Oct 28, 2026. https://etfiq.com/compare/any/aor-vs-xlu

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.