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Data as of Oct 28, 2026.

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AOR vs SPY: Differences, Returns & Fees

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Over the year to Oct 28, 2026, AOR returned +7.8% to SPY's +13.6%; 0% of their weight is in the same names.

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Net assets: $3.9bn on Oct 28, 2026 for iShares Core 60/40 Balanced Allocation ETF, and $814.8bn on Oct 27, 2026 for SPDR S&P 500 ETF Trust.

AOR on its own →SPY on its own →
At a glance
+7.8%
AOR total return, 1 year
+13.6%
SPY total return, 1 year
0.15%
AOR expense ratio
0.09%
SPY expense ratio

Pair scorecard

SPY costs 0.06 points a year less; their one-year returns differ by 5.8 points; SPY is far larger, $814.8bn against $3.9bn.

AOR vs SPY: Differences, Returns & Fees
MeasureAORSPY
Return
Total return, 1 year+7.8%+13.6%
Benchmark
What it tracks60/40 Balanced AllocationS&P 500 Index
Cost and size
Expense ratio0.15%0.09%
Net assets, as of Oct 27, 2026$3.9bn$814.8bn
Holdings
Holdings in common0%
Top ten holdings, share of the fund99.9%38.1%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, AOR and SPY hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AOR SPY
Only in one fund ↓
Only in AOR
ISHARES CORE S&P ETF TRUST 35.70%
ISHARES CORE UNIV USD BOND ETF 32.15%
ISHARES CORE MSCI INT DEVEL ETF 17.10%
ISHARES CORE MSCI EMERGING MARKETS 6.34%
iShares Core Intl Aggregate Bnd ET 5.81%
ISHARES CORE S&P MID-CAP ETF 1.89%
ISHARES CORE S&P SMALL-CAP ETF 0.92%
Only in SPY
NVIDIA CORP 7.92%
APPLE INC 7.61%
MICROSOFT CORP 5.93%
AMAZON.COM INC 3.73%
ALPHABET INC CL A 2.83%
BROADCOM INC 2.45%
ALPHABET INC CL C 2.26%
META PLATFORMS INC CLASS A 2.06%
Check overlap with more funds →

Side by side

AOR iShares Core 60/40 Balanced Allocation ETF SPY SPDR S&P 500 ETF Trust
Where it sits Allocation ETF Stock ETF
Issuer iShares State Street
What it is Tracks an index of 60/40 Balanced Allocation Tracks the S&P 500
Total return, 1 year +7.8% +13.6%
Its benchmark over the same days +13.4% (ACWI) +13.7% (VOO)
Gap to its benchmark −5.6 pts vs ACWI −0.1 pts vs VOO
Expense ratio 0.15% 0.09%
Already in the S&P 500 0.0% 99.8%
Holdings 7 504
Net assets, AOR as of Oct 28, 2026 and SPY as of Oct 27, 2026 $3.9bn $814.8bn

AOR and SPY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
AOR

AOR tracks an index of 60/40 Balanced Allocation. Over the year to Oct 28, 2026 it returned +7.8% with distributions reinvested, against +13.4% for its benchmark, the MSCI All Country World Index. The prospectus expense ratio is 0.15% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 7 positions, with the top ten at 99.9%.

SPY

SPY tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.6% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 504 positions, with the top ten at 38.1%.

Questions people ask

Which returned more over the last year, AOR or SPY?
In the year to Oct 28, 2026, with distributions reinvested, AOR returned +7.8% and SPY +13.6%.
Which is cheaper, AOR or SPY?
SPY is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do AOR and SPY overlap with the S&P 500?
By their latest filed holdings, 0% of AOR and 100% of SPY by weight is stocks the S&P 500 already holds.
Other comparisons
AOR vs IVVAOR vs VTIAOR vs VOOAOR vs SPYMCGBL vs SPYIYR vs SPYHYMB vs SPYMSLC vs SPY
Where to next
AOR on its own →SPY on its own →Hold both: look the portfolio through →Rankings →AOR dividend history →AOR holdings →SPY dividend history →SPY holdings →Standards and sources →
Sources and dates
AOR filings on SEC EDGAR ↗
AOR prospectus with the expense ratio (SEC) ↗
iShares page for AOR ↗
SPY filings on SEC EDGAR ↗
State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

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ETFIQ, AOR against SPY, data as of Oct 28, 2026. https://etfiq.com/compare/any/aor-vs-spy

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.