Which returned more over the last year, AGG or IEFA?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and IEFA +12.3%.

Which is cheaper, AGG or IEFA?

AGG is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs IEFA: Differences, Returns & Fees

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Over the year to Oct 28, 2026, AGG returned −1.4% to IEFA's +12.3%; 0% of their weight is in the same names.

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Net assets: $139.4bn on Oct 27, 2026 for iShares Core U.S. Aggregate Bond ETF, and $190.4bn on Oct 28, 2026 for iShares Core MSCI EAFE ETF.

AGG on its own →IEFA on its own →

At a glance

−1.4%

AGG total return, 1 year

+12.3%

IEFA total return, 1 year

0.03%

AGG expense ratio

0.07%

IEFA expense ratio

Pair scorecard

AGG costs 0.04 points a year less; their one-year returns differ by 13.7 points; IEFA is 1.4 times larger.

AGG vs IEFA: Differences, Returns & Fees
Measure	AGG	IEFA
Return
Measure	AGG	IEFA
Total return, 1 year	−1.4%	+12.3%
Drawdown
Measure	AGG	IEFA
Below its high	3.4%, high on Aug 4, 2020	4.7%, high on Aug 25, 2026
Benchmark
Measure	AGG	IEFA
What it tracks	Bloomberg U.S. Aggregate Bond Index	MSCI EAFE IMI Index
Cost and size
Measure	AGG	IEFA
Expense ratio	0.03%	0.07%
Net assets, as of Oct 27, 2026	$139.4bn	$190.1bn
Holdings
Measure	AGG	IEFA
Holdings in common	0%
In the S&P 500, by weight		0%
Top ten holdings, share of the fund		12.3%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, AGG and IEFA hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG IEFA

Only in one fund ↓

Only in AGG

BLACKROCK CASH CL INST SL AGENCY 3.02%

TREASURY NOTE 0.40%

TREASURY NOTE (OLD) 0.40%

TREASURY NOTE 0.40%

TREASURY NOTE 0.39%

TREASURY NOTE 0.38%

Only in IEFA

ASML HOLDING 2.55%

ROCHE PS PAR AG 1.36%

SHELL 1.21%

HSBC HOLDINGS PLC 1.18%

NOVARTIS AG 1.14%

ASTRAZENECA PLC 1.04%

NESTLE SA 1.04%

SAP 0.97%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF IEFA iShares Core MSCI EAFE ETF

Where it sits Bond ETF Stock ETF

Issuer iShares iShares

What it is Tracks an index of US aggregate bonds Tracks the MSCI EAFE

Total return, 1 year −1.4% +12.3%

Its benchmark over the same days −1.3% (SCHZ) +14.3% (ACWX)

Gap to its benchmark −0.1 pts vs SCHZ −2.0 pts vs ACWX

Expense ratio 0.03% 0.07%

Holdings 13469 2629

Net assets, AGG as of Oct 27, 2026 and IEFA as of Oct 28, 2026 $139.4bn $190.4bn

AGG and IEFA on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

IEFA

IEFA tracks the MSCI EAFE. Over the year to Oct 28, 2026 it returned +12.3% with distributions reinvested, against +14.3% for its benchmark, the MSCI ACWI ex USA Index. The prospectus expense ratio is 0.07% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 2,629 positions, with the top ten at 12.3%. It sat 4.7% below its high of Aug 25, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, AGG or IEFA?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and IEFA +12.3%.
Which is cheaper, AGG or IEFA?: AGG is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs VXUS AGG vs VEA AGG vs EFA AGG vs IDEV BND vs IEFA IEFA vs SGOV BNDX vs IEFA IEFA vs VCIT

Where to next

AGG on its own →IEFA on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →IEFA dividend history →IEFA holdings →Standards and sources →

Sources and dates

AGG and IEFA filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

IEFA prospectus with the expense ratio (SEC) ↗

iShares page for IEFA ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against IEFA, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-iefa

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.