COWZ vs VFMF: how they differ
COWZ and VFMF hold 16% of their weight in the same names, and VFMF returned +29.9% over the year. Pacer US Cash Cows 100 ETF and Vanguard U.S. Multifactor ETF.
VFMF costs 0.31 points a year less; their one-year returns differ by 7.0 points; COWZ is 17.0 times larger.
| COWZ | VFMF | |
|---|---|---|
| Expense ratio | 0.49% | 0.18% |
| Net assets, COWZ as of Jul 31, 2026 and VFMF as of Sep 30, 2026 | $18.7bn | $1.1bn |
| Total return, 1 year | +22.9% | +29.9% |
| Holdings in common | 16% | |
| Nasdaq-100, total return, 1 year | +23.6% | |
| Top ten holdings, share of the fund | 20.4% | 8.9% |
| Below its high | 5.1%, high on Sep 3, 2026 | |
Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026.
What they hold in common
By the books each fund has filed, COWZ and VFMF hold 16% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jul 31, 2026.
half
16% in common
On the same fields
COWZ and VFMF on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.
COWZ in plain words
COWZ tracks an index of US Cash Cows 100. Over the year to Oct 9, 2026 it returned +22.9% with distributions reinvested, against +17.3% for the S&P 500 and +23.6% for the Nasdaq-100. The prospectus expense ratio is 0.49% a year. By its holdings filed for Jul 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 100 positions, with the top ten at 20.4%. It sat 5.1% below its high of Sep 3, 2026 on Oct 9, 2026.
VFMF in plain words
VFMF is actively managed and tracks no index. Over the year to Oct 9, 2026 it returned +29.9% with distributions reinvested, against +17.3% for the S&P 500 and +23.6% for the Nasdaq-100. The prospectus expense ratio is 0.18% a year. By its holdings filed for May 31, 2026, 47% of the fund by weight is stocks the S&P 500 also holds, across 613 positions, with the top ten at 8.9%.
Questions people ask
- Which returned more over the last year, COWZ or VFMF?
- In the year to Oct 9, 2026, with distributions reinvested, COWZ returned +22.9% and VFMF +29.9%.
- Which is cheaper, COWZ or VFMF?
- VFMF is cheaper, by 0.31 percentage points a year. On $10,000 held for a year that difference is about $31. Fees come from each fund's prospectus.
ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.
How this is computed
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed.
ETFIQ, COWZ against VFMF, data as of Oct 9, 2026. https://etfiq.com/compare/any/cowz-vs-vfmf
ETFIQ. (Oct 9, 2026). COWZ against VFMF. Retrieved from https://etfiq.com/compare/any/cowz-vs-vfmf
[COWZ against VFMF (ETFIQ, Oct 9, 2026)](https://etfiq.com/compare/any/cowz-vs-vfmf)
Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.