Data as of Oct 28, 2026.
SCHB vs SDY: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHB returned +13.4% to SDY's +16.5%; 13% of their weight is in the same names.
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Net assets: $44.6bn on Aug 31, 2026 for Schwab U.S. Broad Market ETF, and $21.9bn on Oct 27, 2026 for State Street SPDR S&P Dividend ETF.
Pair scorecard
SCHB costs 0.32 points a year less; their one-year returns differ by 3.1 points.
| Measure | SCHB | SDY |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.4% | +16.5% |
| Benchmark | ||
| What it tracks | Dow Jones U.S. Broad Stock Market Index | S&P High Yield Dividend Aristocrats Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.35% |
| Net assets, SCHB as of Aug 31, 2026 and SDY as of Oct 27, 2026 | $44.6bn | $21.9bn |
| Holdings | ||
| Holdings in common | 13% | |
| Top ten holdings, share of the fund | 33.7% | 20.4% |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
What they share
By the books each fund has filed, SCHB and SDY hold 13% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
13% in common
Only in one fund ↓
Side by side
SCHB and SDY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHB and SDY do different jobs. What does each one do in a portfolio?
- What each follows. SCHB follows Dow Jones U.S. Broad Stock Market Index and SDY follows S&P High Yield Dividend Aristocrats Index.
- Holdings in common. 13% of the weight is in the same securities (holdings dated Aug 31, 2026 and Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 SCHB returned +13.4% and SDY +16.5% with distributions reinvested, a gap of 3.1 points.
Data as of Oct 28, 2026.
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SCHB
SCHB tracks an index of US broad market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,372 positions, with the top ten at 33.7%.
SDY
SDY tracks the S&P Dividend. Over the year to Oct 28, 2026 it returned +16.5% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 156 positions, with the top ten at 20.4%.
Questions people ask
- Which returned more over the last year, SCHB or SDY?
- In the year to Oct 28, 2026, with distributions reinvested, SCHB returned +13.4% and SDY +16.5%.
- Which is cheaper, SCHB or SDY?
- SCHB is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, SCHB against SDY, data as of Oct 28, 2026. https://etfiq.com/compare/any/schb-vs-sdy
ETFIQ. (Oct 28, 2026). SCHB against SDY. Retrieved from https://etfiq.com/compare/any/schb-vs-sdy
[SCHB against SDY (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schb-vs-sdy)
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