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Data as of Sep 21, 2026.

ETFIQetfiq.com · independent ETF data

FBTC vs VBIL: how they differ

FBTC is a spot crypto ETP and VBIL a short-term Treasury fund, and over the year VBIL returned more, +3.8% against −31.0%.

Fidelity Wise Origin Bitcoin Fund and Vanguard 0-3 Month Treasury Bill ETF.

FBTC and VBIL on the fields both publish, as of Sep 21, 2026. Source: ETFIQ.
FBTC
Fidelity Wise Origin Bitcoin Fund
VBIL
Vanguard 0-3 Month Treasury Bill ETF
Where it sitsCore fundCore fund
IssuerFidelityVanguard
What it isHolds bitcoinTracks an index of 0-3 Month Treasury Bill
Total return, 1 year−31.0%+3.8%
S&P 500 over the same days+16.6%+16.6%
Gap to the S&P 500−47.6 pts−12.8 pts
Expense ratio0.25%0.06%
Holdingsnot filed29
Net assets$13.9bn$11.4bn

FBTC in plain words

FBTC holds bitcoin. Over the year to Sep 18, 2026 it returned −31.0% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.25% a year. It sat 35.4% below its high of Oct 6, 2025 on Sep 18, 2026.

VBIL in plain words

VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Sep 18, 2026 it returned +3.8% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, FBTC or VBIL?
In the year to Sep 21, 2026, with distributions reinvested, FBTC returned −31.0% and VBIL returned +3.8%, so VBIL returned more.
Which is cheaper, FBTC or VBIL?
FBTC charges 0.25% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

FBTC against VBIL, ETFIQ, data as of Sep 21, 2026. Every figure is calculated from a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, FBTC against VBIL, data as of Sep 21, 2026. https://etfiq.com/compare/any/fbtc-vs-vbil Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources