Data as of Sep 21, 2026.
FBTC vs SCHP: how they differ
FBTC is a spot crypto ETP and SCHP a bond index fund, and over the year SCHP returned more, −1.2% against −31.0%.
Fidelity Wise Origin Bitcoin Fund and Schwab U.S. TIPS ETF.
| FBTC Fidelity Wise Origin Bitcoin Fund | SCHP Schwab U.S. TIPS ETF | |
|---|---|---|
| Where it sits | Core fund | Core fund |
| Issuer | Fidelity | Schwab |
| What it is | Holds bitcoin | Tracks an index of US TIPS |
| Total return, 1 year | −31.0% | −1.2% |
| S&P 500 over the same days | +16.6% | +16.6% |
| Gap to the S&P 500 | −47.6 pts | −17.8 pts |
| Expense ratio | 0.25% | 0.03% |
| Holdings | not filed | 49 |
| Net assets | $13.9bn | $16.5bn |
FBTC in plain words
FBTC holds bitcoin. Over the year to Sep 18, 2026 it returned −31.0% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.25% a year. It sat 35.4% below its high of Oct 6, 2025 on Sep 18, 2026.
SCHP in plain words
SCHP tracks an index of US TIPS. Over the year to Sep 18, 2026 it returned −1.2% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.
Questions people ask
- Which returned more over the last year, FBTC or SCHP?
- In the year to Sep 21, 2026, with distributions reinvested, FBTC returned −31.0% and SCHP returned −1.2%, so SCHP returned more.
- Which is cheaper, FBTC or SCHP?
- FBTC charges 0.25% a year and SCHP charges 0.03%, so SCHP is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, FBTC against SCHP, data as of Sep 21, 2026. https://etfiq.com/compare/any/fbtc-vs-schp Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources