Which returned more over the last year, FBTC or XLC?

In the year to Sep 21, 2026, with distributions reinvested, FBTC returned −31.0% and XLC returned −5.7%, so XLC returned more.

Which is cheaper, FBTC or XLC?

FBTC charges 0.25% a year and XLC charges 0.08%, so XLC is cheaper. Fees come from each fund's prospectus.

Data as of Sep 21, 2026.

ETFIQetfiq.com · independent ETF data

FBTC vs XLC: how they differ

FBTC is a spot crypto ETP and XLC an equity index fund, and over the year XLC returned more, −5.7% against −31.0%.

Fidelity Wise Origin Bitcoin Fund and State Street Communication Services Select Sector SPDR ETF.

FBTC and XLC on the fields both publish, as of Sep 21, 2026. Source: ETFIQ.
	FBTC Fidelity Wise Origin Bitcoin Fund	XLC State Street Communication Services Select Sector SPDR ETF
Where it sits	Core fund	Core fund
Issuer	Fidelity	State Street
What it is	Holds bitcoin	Tracks an index of Communication services
Total return, 1 year	−31.0%	−5.7%
S&P 500 over the same days	+16.6%	+16.6%
Gap to the S&P 500	−47.6 pts	−22.2 pts
Expense ratio	0.25%	0.08%
Holdings	not filed	26
Net assets	$13.9bn	$22.4bn

FBTC in plain words

FBTC holds bitcoin. Over the year to Sep 18, 2026 it returned −31.0% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.25% a year. It sat 35.4% below its high of Oct 6, 2025 on Sep 18, 2026.

XLC in plain words

XLC tracks an index of Communication services. Over the year to Sep 18, 2026 it returned −5.7% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Sep 18, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 26 positions, with the top ten at 72.5%. It sat 7.2% below its high of Jan 30, 2026 on Sep 18, 2026.

Questions people ask

Which returned more over the last year, FBTC or XLC?: In the year to Sep 21, 2026, with distributions reinvested, FBTC returned −31.0% and XLC returned −5.7%, so XLC returned more.
Which is cheaper, FBTC or XLC?: FBTC charges 0.25% a year and XLC charges 0.08%, so XLC is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

FBTC against XLC, ETFIQ, data as of Sep 21, 2026. Every figure is calculated from a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, FBTC against XLC, data as of Sep 21, 2026. https://etfiq.com/compare/any/fbtc-vs-xlc Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources