Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
BITO vs USFR: how they differ
BITO and USFR hold 0% of their weight in the same names, and USFR returned more over the year.
ProShares Bitcoin ETF and WisdomTree Floating Rate Treasury Fund.
What they hold in common
By the books each fund has filed, BITO and USFR hold 0% of their money in the same securities at the same weight.
| Only in BITO | Only in USFR |
|---|---|
| ProShares GENIUS Money Market ETF 100.00% | UNITED STATES OF AMERICA - BUREAU OF THE 28.04% |
| UNITED STATES OF AMERICA - BUREAU OF THE 28.01% | |
| UNITED STATES OF AMERICA - BUREAU OF THE 28.00% | |
| UNITED STATES OF AMERICA - BUREAU OF THE 15.95% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026.
| BITO ProShares Bitcoin ETF | USFR WisdomTree Floating Rate Treasury Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | ProShares | WisdomTree |
| What it is | Bitcoin | Floating Rate Treasury |
| Total return, 1 year | −34.8% | +4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −52.3 pts | −13.4 pts |
| Expense ratio | 0.95% | 0.15% |
| Holdings | 1 | 4 |
BITO in plain words
BITO is a digital asset fund tracking the Bitcoin. Over the year to Sep 11, 2026 it returned −34.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.95% a year. It sat 40.3% below its high of Oct 6, 2025 on Sep 11, 2026.
USFR in plain words
USFR is a bond fund tracking the Floating Rate Treasury. Over the year to Sep 11, 2026 it returned +4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.
Questions people ask
- Which returned more over the last year, BITO or USFR?
- In the year to Sep 12, 2026, with distributions reinvested, BITO returned −34.8% and USFR returned +4.1%, so USFR returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, BITO or USFR?
- BITO charges 0.95% a year and USFR charges 0.15%, so USFR is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, BITO against USFR, data as of Sep 12, 2026. https://etfiq.com/compare/any/BITO-USFR Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources