Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
AVLV vs XLF: how they differ
AVLV and XLF hold 12% of their weight in the same names, and AVLV returned more over the year.
Avantis U.S. Large Cap Value ETF and State Street(R) Financial Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, AVLV and XLF hold 12% of their money in the same securities at the same weight.
| Holding | AVLV | XLF |
|---|---|---|
| JPMorgan Chase & Co | 1.79% | 11.57% |
| Morgan Stanley | 1.37% | 3.31% |
| Progressive Corp/The | 1.04% | 1.68% |
| American Express Co | 1.01% | 2.38% |
| Travelers Cos Inc/The | 0.89% | 0.93% |
| Allstate Corp/The | 0.74% | 0.81% |
| MetLife Inc | 0.57% | 0.60% |
| Wells Fargo & Co | 0.56% | 3.34% |
| Ameriprise Financial Inc | 0.66% | 0.54% |
| American International Group Inc | 0.55% | 0.52% |
| Hartford Insurance Group Inc/The | 0.60% | 0.48% |
| Prudential Financial Inc | 0.45% | 0.49% |
| Only in AVLV | Only in XLF |
|---|---|
| Micron Technology Inc 4.57% | Berkshire Hathaway Inc 12.10% |
| Amazon.com Inc 3.18% | Mastercard Inc 5.47% |
| Apple Inc 3.17% | Bank of America Corp 4.91% |
| Meta Platforms Inc 2.74% | Citigroup Inc 3.15% |
| Exxon Mobil Corp 2.59% | Blackrock Inc 1.83% |
| Caterpillar Inc 2.53% | Capital One Financial Corp 1.65% |
| Lam Research Corp 2.52% | S&P Global Inc 1.63% |
| Costco Wholesale Corp 2.06% | Chubb Ltd 1.62% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| AVLV Avantis U.S. Large Cap Value ETF | XLF State Street(R) Financial Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Avantis | State Street |
| What it is | U.S. Large Cap Value | Financials |
| Total return, 1 year | +31.0% | +7.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +13.5 pts | −9.9 pts |
| Expense ratio | 0.15% | 0.08% |
| Already in the S&P 500 | 84.5% | 100.0% |
| Holdings | 275 | 76 |
AVLV in plain words
AVLV is an index equity fund tracking the U.S. Large Cap Value. Over the year to Sep 11, 2026 it returned +31.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. By its holdings filed for May 31, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 275 positions, with the top ten at 26.9%.
XLF in plain words
XLF is an index equity fund tracking the Financials. Over the year to Sep 11, 2026 it returned +7.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 57.7%.
Questions people ask
- Which returned more over the last year, AVLV or XLF?
- In the year to Sep 12, 2026, with distributions reinvested, AVLV returned +31.0% and XLF returned +7.6%, so AVLV returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, AVLV or XLF?
- AVLV charges 0.15% a year and XLF charges 0.08%, so XLF is cheaper. Fees come from each fund's prospectus.
- How much do AVLV and XLF overlap with the S&P 500?
- By their latest filed holdings, 84% of AVLV and 100% of XLF by weight is stocks the S&P 500 already holds. Between the two funds, 12% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, AVLV against XLF, data as of Sep 12, 2026. https://etfiq.com/compare/any/AVLV-XLF Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources