Which returned more over the last year, AGG or XLF?

In the year to Sep 12, 2026, with distributions reinvested, AGG returned −0.7% and XLF returned +7.6%, so XLF returned more. One year is one year; the longer windows are in the table.

Which is cheaper, AGG or XLF?

AGG charges 0.03% a year and XLF charges 0.08%, so AGG is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

AGG vs XLF: how they differ

AGG is a bond index fund and XLF an equity index fund, and over the year XLF returned more, +7.6% against −0.7%.

iShares Core U.S. Aggregate Bond ETF and State Street(R) Financial Select Sector SPDR(R) ETF.

AGG and XLF on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	AGG iShares Core U.S. Aggregate Bond ETF	XLF State Street(R) Financial Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	iShares	State Street
What it is	US aggregate bonds	Financials
Total return, 1 year	−0.7%	+7.6%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.2 pts	−9.9 pts
Expense ratio	0.03%	0.08%
Holdings	not filed	76

AGG in plain words

AGG is a bond fund tracking the US aggregate bonds. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.7% below its high of Aug 4, 2020 on Sep 11, 2026.

XLF in plain words

XLF is an index equity fund tracking the Financials. Over the year to Sep 11, 2026 it returned +7.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 57.7%.

Questions people ask

Which returned more over the last year, AGG or XLF?: In the year to Sep 12, 2026, with distributions reinvested, AGG returned −0.7% and XLF returned +7.6%, so XLF returned more. One year is one year; the longer windows are in the table.
Which is cheaper, AGG or XLF?: AGG charges 0.03% a year and XLF charges 0.08%, so AGG is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

AGG against XLF, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, AGG against XLF, data as of Sep 12, 2026. https://etfiq.com/compare/any/AGG-XLF Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources