Data as of Nov 4, 2026.
HJLY vs XBJL: Cap, Buffer & Days Left
XBJL can fall 3.5% before its buffer engages as of Nov 4, 2026, and HJLY 1.1% as of Nov 3, 2026.
askIQ about this page
askIQ about HJLY and XBJL
Net assets on Nov 4, 2026: $892,052 for Corgi U.S. Equities 100% Structured Buffer ETF - July Series and $77m for Innovator U.S. Equity Accelerated 9 Buffer ETF - Jul.
HJLY: reference +1.2% since period start, fund +1.5%; buffer Floor; cap +9.0%; Full floor. Data to Nov 3, 2026.
Data to Nov 3, 2026.XBJL: reference +2.6% since period start, fund +3.3%; buffer 0 to −9; cap +13.8%; Between buffer and cap. Data to Nov 4, 2026.
XBJL: reference +2.6% since period start, fund +3.3%; buffer 0 to −9; cap +13.8%; Between buffer and cap. Data to Nov 4, 2026.Pair scorecard
HJLY costs 0.49 points a year less.
Points (pts) are percentage points.
| Measure | HJLY | XBJL |
|---|---|---|
| Return | ||
| Total return, 1 year | not published | +9.9% |
| Drawdown | ||
| Index fall to the buffer | 1.1% | 2.6% |
| Benchmark | ||
| What it tracks | SPY | SPY |
| Cost and size | ||
| Expense ratio | 0.30% | 0.79% |
| Net assets | $892,052 | $77m |
| Holdings | ||
| Holdings in common | not published | |
Window by window
| Total return | Gap to the reference's price return | |||
|---|---|---|---|---|
| Window | HJLY | XBJL | HJLY | XBJL |
| 3 months | +0.3% | +1.4% | +0.7 pts | +1.8 pts |
| 6 months | – | +4.3% | – | −0.2 pts |
| 1 year | – | +9.9% | – | −3.6 pts |
| 3 years | – | +42.8% | – | −33.6 pts |
| Since launchNot the same days: HJLY Jul 2026 · XBJL Jul 2021 | +1.5% | +60.3% | −1.4 pts | −17.8 pts |
Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. – means no data for this window. Open this comparison in the app →
Side by side
As of Nov 4, 2026. Source: ETFIQ.
These are two different products. HJLY is a floor fund, which caps how far a holder can fall. XBJL is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.
Where each one stands today
XBJL resets first, on Jun 30, 2027, 238 days from now; HJLY runs to Jun 30, 2027, 239 days. A fall from here reaches HJLY’s buffer after 1.1% and XBJL’s after 3.5%. Both track SPY, so what separates them is where each is in its own period.
HJLY
The fund's price can fall 1.1% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 1.1% from today's level to the point where the buffer begins. Protection left, in index points: 100.0% of the 100.0% buffer still sits below today's SPY level. 239 days remained on Nov 3, 2026. On Jun 30, 2027 the period ends and a new cap is set.
XBJL
From its price on Nov 4, 2026, the fund can gain about 9.9% more before it reaches its cap. The fund's price can fall 3.5% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 2.6% from today's level to the point where the buffer begins. Protection left, in index points: 9.0% of the 9.0% buffer still sits below today's SPY level. 238 days remained on Nov 4, 2026.
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.
Every number is an ETFIQ calculation with distributions reinvested.
Cite this pageCitation, APA and Markdown
ETFIQ, HJLY against XBJL, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/hjly-vs-xbjl
ETFIQ. (Nov 4, 2026). HJLY against XBJL. Retrieved from https://etfiq.com/compare/buffer/hjly-vs-xbjl
[HJLY against XBJL (ETFIQ, Nov 4, 2026)](https://etfiq.com/compare/buffer/hjly-vs-xbjl)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.