Which returned more over the last year, VCLT or XBI?

In the year to Sep 13, 2026, with distributions reinvested, VCLT returned −4.8% and XBI returned +64.0%, so XBI returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VCLT or XBI?

VCLT charges 0.03% a year and XBI charges 0.35%, so VCLT is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VCLT vs XBI: how they differ

VCLT and XBI hold 0% of their weight in the same names, and XBI returned more over the year.

Vanguard Long-Term Corporate Bond Index Fund and State Street(R) SPDR(R) S&P(R) Biotech ETF.

What they hold in common

By the books each fund has filed, VCLT and XBI hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VCLT	Only in XBI
Anheuser-Busch Cos LLC / Anheuser-Busch 0.38%	MODERNA INC 2.87%
CVS Health Corp 0.34%	TWIST BIOSCIENCE CORP 1.81%
Meta Platforms Inc 0.29%	HALOZYME THERAPEUTICS INC 1.47%
Boeing Co/The 0.27%	NATERA INC 1.46%
Pfizer Investment Enterprises Pte Ltd 0.27%	KYMERA THERAPEUTICS INC 1.45%
Amazon.com Inc 0.26%	TRAVERE THERAPEUTICS INC 1.40%
Oracle Corp 0.24%	ROIVANT SCIENCES LTD 1.39%
AT&T Inc 0.24%	ORUKA THERAPEUTICS INC 1.38%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 10, 2026.

VCLT and XBI on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	VCLT Vanguard Long-Term Corporate Bond Index Fund	XBI State Street(R) SPDR(R) S&P(R) Biotech ETF
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	State Street
What it is	Long-Term Corporate Bond	SPDR S&P Biotech
Total return, 1 year	−4.8%	+64.0%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−22.3 pts	+46.5 pts
Expense ratio	0.03%	0.35%
Holdings	2775	154

VCLT in plain words

VCLT is a bond fund tracking the Long-Term Corporate Bond. Over the year to Sep 11, 2026 it returned −4.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 18.1% below its high of Sep 22, 2021 on Sep 11, 2026.

XBI in plain words

XBI is an index equity fund tracking the SPDR S&P Biotech. Over the year to Sep 11, 2026 it returned +64.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 8% of the fund by weight is stocks the S&P 500 also holds, across 154 positions, with the top ten at 15.9%. It sat 9.6% below its high of Feb 8, 2021 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, VCLT or XBI?: In the year to Sep 13, 2026, with distributions reinvested, VCLT returned −4.8% and XBI returned +64.0%, so XBI returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VCLT or XBI?: VCLT charges 0.03% a year and XBI charges 0.35%, so VCLT is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VCLT against XBI, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VCLT against XBI, data as of Sep 13, 2026. https://etfiq.com/compare/any/vclt-vs-xbi Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources