Which returned more over the last year, SCHP or XLE?

In the year to Sep 13, 2026, with distributions reinvested, SCHP returned −0.8% and XLE returned +50.7%, so XLE returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHP or XLE?

SCHP charges 0.03% a year and XLE charges 0.08%, so SCHP is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHP vs XLE: how they differ

SCHP and XLE hold 0% of their weight in the same names, and XLE returned more over the year.

Schwab U.S. TIPS ETF and State Street(R) Energy Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, SCHP and XLE hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHP	Only in XLE
United States Treasury 4.09%	EXXONMOBIL HOLDINGS CORP 20.13%
United States Treasury 4.03%	CHEVRON CORP 15.18%
United States Treasury 4.02%	CONOCOPHILLIPS 6.36%
United States Treasury 3.79%	MARATHON PETROLEUM CORP 5.63%
United States Treasury 3.62%	PHILLIPS 66 5.52%
United States Treasury 3.42%	VALERO ENERGY CORP 5.38%
United States Treasury 3.39%	SLB LTD 4.49%
United States Treasury 3.38%	EOG RESOURCES INC 4.15%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 10, 2026.

SCHP and XLE on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	SCHP Schwab U.S. TIPS ETF	XLE State Street(R) Energy Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	State Street
What it is	US TIPS	Energy
Total return, 1 year	−0.8%	+50.7%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.4 pts	+33.2 pts
Expense ratio	0.03%	0.08%
Holdings	48	24

SCHP in plain words

SCHP is a bond fund tracking the US TIPS. Over the year to Sep 11, 2026 it returned −0.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.

XLE in plain words

XLE is an index equity fund tracking the Energy. Over the year to Sep 11, 2026 it returned +50.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 24 positions, with the top ten at 74.0%.

Questions people ask

Which returned more over the last year, SCHP or XLE?: In the year to Sep 13, 2026, with distributions reinvested, SCHP returned −0.8% and XLE returned +50.7%, so XLE returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHP or XLE?: SCHP charges 0.03% a year and XLE charges 0.08%, so SCHP is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHP against XLE, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHP against XLE, data as of Sep 13, 2026. https://etfiq.com/compare/any/schp-vs-xle Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources