Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
SCHD vs XLE: how they differ
SCHD and XLE hold 0% of their weight in the same names, and XLE returned more over the year.
Schwab U.S. Dividend Equity ETF and State Street(R) Energy Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, SCHD and XLE hold 0% of their money in the same securities at the same weight.
| Only in SCHD | Only in XLE |
|---|---|
| QUALCOMM Inc 6.75% | EXXONMOBIL HOLDINGS CORP 20.13% |
| Texas Instruments Inc 5.92% | CHEVRON CORP 15.18% |
| UnitedHealth Group Inc 5.10% | CONOCOPHILLIPS 6.36% |
| Coca-Cola Co/The 3.96% | MARATHON PETROLEUM CORP 5.63% |
| Merck & Co Inc 3.87% | PHILLIPS 66 5.52% |
| Chevron Corp 3.84% | VALERO ENERGY CORP 5.38% |
| Verizon Communications Inc 3.66% | SLB LTD 4.49% |
| Procter & Gamble Co/The 3.55% | EOG RESOURCES INC 4.15% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 10, 2026.
| SCHD Schwab U.S. Dividend Equity ETF | XLE State Street(R) Energy Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | State Street |
| What it is | US dividend | Energy |
| Total return, 1 year | +27.6% | +50.7% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +10.1 pts | +33.2 pts |
| Expense ratio | 0.06% | 0.08% |
| Already in the S&P 500 | 95.1% | 100.0% |
| Holdings | 99 | 24 |
SCHD in plain words
SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.
XLE in plain words
XLE is an index equity fund tracking the Energy. Over the year to Sep 11, 2026 it returned +50.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 24 positions, with the top ten at 74.0%.
Questions people ask
- Which returned more over the last year, SCHD or XLE?
- In the year to Sep 13, 2026, with distributions reinvested, SCHD returned +27.6% and XLE returned +50.7%, so XLE returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHD or XLE?
- SCHD charges 0.06% a year and XLE charges 0.08%, so SCHD is cheaper. Fees come from each fund's prospectus.
- How much do SCHD and XLE overlap with the S&P 500?
- By their latest filed holdings, 95% of SCHD and 100% of XLE by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHD against XLE, data as of Sep 13, 2026. https://etfiq.com/compare/any/schd-vs-xle Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources