Which returned more over the last year, SCHB or VGIT?

In the year to Oct 28, 2026, with distributions reinvested, SCHB returned +13.4% and VGIT −1.5%.

Which is cheaper, SCHB or VGIT?

Neither: SCHB and VGIT both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SCHB vs VGIT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHB returned +13.4% to VGIT's −1.5%; 0% of their weight is in the same names.

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Net assets: $44.6bn on Aug 31, 2026 for Schwab U.S. Broad Market ETF, and $39.7bn on Sep 30, 2026 for Vanguard Intermediate-Term Treasury ETF.

SCHB on its own →VGIT on its own →

At a glance

+13.4%

SCHB total return, 1 year

−1.5%

VGIT total return, 1 year

0.03%

SCHB expense ratio

0.03%

VGIT expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 14.9 points.

Points (pts) are percentage points.

SCHB vs VGIT: Differences, Returns & Fees
Measure	SCHB	VGIT
Return
Measure	SCHB	VGIT
Total return, 1 year	+13.4%	−1.5%
Drawdown
Measure	SCHB	VGIT
Below its high		3.5%, high on Aug 4, 2020
Benchmark
Measure	SCHB	VGIT
What it tracks	Dow Jones U.S. Broad Stock Market Index	Bloomberg U.S. Treasury 3-10 Year Index
Cost and size
Measure	SCHB	VGIT
Expense ratio	0.03%	0.03%
Net assets, SCHB as of Aug 31, 2026 and VGIT as of Sep 30, 2026	$44.6bn	$39.7bn
Holdings
Measure	SCHB	VGIT
Holdings in common	0%
In the S&P 500, by weight	88%
Top ten holdings, share of the fund	33.7%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

What they share

By the books each fund has filed, SCHB and VGIT hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHB VGIT

Only in one fund ↓

Only in SCHB

NVIDIA Corp 7.20%

Apple Inc 6.27%

Microsoft Corp 5.08%

Amazon.com Inc 3.42%

Alphabet Inc 2.68%

Broadcom Inc 2.36%

Alphabet Inc 2.13%

Meta Platforms Inc 1.69%

Only in VGIT

United States Treasury Note/Bond 1.91%

United States Treasury Note/Bond 1.89%

United States Treasury Note/Bond 1.87%

United States Treasury Note/Bond 1.85%

United States Treasury Note/Bond 1.83%

United States Treasury Note/Bond 1.82%

United States Treasury Note/Bond 1.81%

Check overlap with more funds →

Side by side

SCHB Schwab U.S. Broad Market ETF VGIT Vanguard Intermediate-Term Treasury ETF

Where it sits Stock ETF Bond ETF

Issuer Schwab Vanguard

What it is Tracks an index of US broad market Tracks an index of Intermediate-Term Treasury

Total return, 1 year +13.4% −1.5%

Its benchmark over the same days not measured −1.5% (SCHR)

Gap to its benchmark not measured 0.0 pts vs SCHR

Expense ratio 0.03% 0.03%

Holdings 2372 103

Net assets, SCHB as of Aug 31, 2026 and VGIT as of Sep 30, 2026 $44.6bn $39.7bn

SCHB and VGIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SCHB

SCHB tracks an index of US broad market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,372 positions, with the top ten at 33.7%.

VGIT

VGIT tracks an index of Intermediate-Term Treasury. Over the year to Oct 28, 2026 it returned −1.5% with distributions reinvested, against −1.5% for its benchmark, the Bloomberg U.S. Treasury 3-10 Year Index. It sat 3.5% below its high of Aug 4, 2020 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHB or VGIT?: In the year to Oct 28, 2026, with distributions reinvested, SCHB returned +13.4% and VGIT −1.5%.
Which is cheaper, SCHB or VGIT?: Neither: SCHB and VGIT both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

GOVT vs SCHB IEF vs SCHB SCHB vs VCSH MBB vs SCHB SPYM vs VGIT VGIT vs VTI SPY vs VGIT VGIT vs VOO

Where to next

SCHB on its own →VGIT on its own →Hold both: look the portfolio through →Rankings →SCHB dividend history →SCHB holdings →VGIT dividend history →VGIT holdings →Standards and sources →

Sources and dates

SCHB filings on SEC EDGAR ↗

SCHB prospectus with the expense ratio (SEC) ↗

Schwab website ↗

VGIT filings on SEC EDGAR ↗

VGIT prospectus with the expense ratio (SEC) ↗

Vanguard page for VGIT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHB against VGIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/schb-vs-vgit

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.