Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
SCHB vs VBIL: how they differ
SCHB and VBIL hold 0% of their weight in the same names, and SCHB returned more over the year.
Schwab U.S. Broad Market ETF and Vanguard 0-3 Month Treasury Bill ETF.
What they hold in common
By the books each fund has filed, SCHB and VBIL hold 0% of their money in the same securities at the same weight.
| Only in SCHB | Only in VBIL |
|---|---|
| NVIDIA Corp. 6.64% | United States Treasury Bill 6.78% |
| Apple, Inc. 5.82% | United States Treasury Bill 6.10% |
| Microsoft Corp. 3.80% | United States Treasury Bill 5.61% |
| Amazon.com, Inc. 3.20% | United States Treasury Bill 5.41% |
| Alphabet, Inc. 2.87% | United States Treasury Bill 5.18% |
| Broadcom, Inc. 2.45% | United States Treasury Bill 5.17% |
| Alphabet, Inc. 2.29% | United States Treasury Bill 5.15% |
| Micron Technology, Inc. 1.78% | United States Treasury Bill 5.13% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| SCHB Schwab U.S. Broad Market ETF | VBIL Vanguard 0-3 Month Treasury Bill ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | Vanguard |
| What it is | US broad market | 0-3 Month Treasury Bill |
| Total return, 1 year | +17.2% | +3.8% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −0.3 pts | −13.7 pts |
| Expense ratio | not published | 0.06% |
| Holdings | 2497 | 26 |
SCHB in plain words
SCHB is an index equity fund tracking the US broad market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2497 positions, with the top ten at 32.2%.
VBIL in plain words
VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.
Questions people ask
- Which returned more over the last year, SCHB or VBIL?
- In the year to Sep 13, 2026, with distributions reinvested, SCHB returned +17.2% and VBIL returned +3.8%, so SCHB returned more. One year is one year; the longer windows are in the table.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHB against VBIL, data as of Sep 13, 2026. https://etfiq.com/compare/any/schb-vs-vbil Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources