Data as of Oct 28, 2026.
MOAT vs SCHD: Differences, Returns & Fees
Over the year to Oct 28, 2026, MOAT returned +10.3% to SCHD's +34.5%; 6% of their weight is in the same names.
askIQ about this page
askIQ about MOAT and SCHD
Net assets: $11.6bn on Oct 27, 2026 for VanEck Morningstar Wide Moat ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.
Pair scorecard
SCHD costs 0.40 points a year less; their one-year returns differ by 24.2 points.
| Measure | MOAT | SCHD |
|---|---|---|
| Return | ||
| Total return, 1 year | +10.3% | +34.5% |
| Drawdown | ||
| Below its high | 3.7%, high on Aug 27, 2026 | |
| Benchmark | ||
| What it tracks | Morningstar Wide Moat Focus Index | Dow Jones U.S. Dividend 100 Index |
| Cost and size | ||
| Expense ratio | 0.46% | 0.06% |
| Net assets, MOAT as of Oct 27, 2026 and SCHD as of Aug 31, 2026 | $11.6bn | $112.3bn |
| Holdings | ||
| Holdings in common | 6% | |
| Top ten holdings, share of the fund | 26.5% | 41.7% |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
What they share
By the books each fund has filed, MOAT and SCHD hold 6% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
6% in common
Only in one fund ↓
Side by side
MOAT and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
MOAT
MOAT tracks the Morningstar Wide Moat. Over the year to Oct 28, 2026 it returned +10.3% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.46% a year. By its holdings published by its issuer for Oct 27, 2026, 92% of the fund by weight is stocks the S&P 500 also holds, across 54 positions, with the top ten at 26.5%. It sat 3.7% below its high of Aug 27, 2026 on Oct 28, 2026.
SCHD
SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.
Questions people ask
- Which returned more over the last year, MOAT or SCHD?
- In the year to Oct 28, 2026, with distributions reinvested, MOAT returned +10.3% and SCHD +34.5%.
- Which is cheaper, MOAT or SCHD?
- SCHD is cheaper, by 0.40 percentage points a year. That is about $40 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, MOAT against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/moat-vs-schd
ETFIQ. (Oct 28, 2026). MOAT against SCHD. Retrieved from https://etfiq.com/compare/any/moat-vs-schd
[MOAT against SCHD (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/moat-vs-schd)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.