Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
MOAT vs SCHD: how they differ
MOAT and SCHD hold 0% of their weight in the same names, and SCHD returned more over the year.
VanEck Morningstar Wide Moat ETF and Schwab U.S. Dividend Equity ETF.
What they hold in common
By the books each fund has filed, MOAT and SCHD hold 0% of their money in the same securities at the same weight.
| Only in MOAT | Only in SCHD |
|---|---|
| Veeva Systems Inc 3.41% | QUALCOMM Inc 6.75% |
| Airbnb Inc 2.88% | Texas Instruments Inc 5.92% |
| Microsoft Corp 2.79% | UnitedHealth Group Inc 5.10% |
| Charles Schwab Corp/The 2.75% | Coca-Cola Co/The 3.96% |
| Lpl Financial Holdings Inc 2.73% | Merck & Co Inc 3.87% |
| Bristol-Myers Squibb Co 2.58% | Chevron Corp 3.84% |
| Nvidia Corp 2.58% | Verizon Communications Inc 3.66% |
| Estee Lauder Cos Inc/The 2.52% | Procter & Gamble Co/The 3.55% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 10, 2026.
| MOAT VanEck Morningstar Wide Moat ETF | SCHD Schwab U.S. Dividend Equity ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | VanEck | Schwab |
| What it is | Morningstar Wide Moat | US dividend |
| Total return, 1 year | +11.3% | +27.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −6.2 pts | +10.1 pts |
| Expense ratio | 0.46% | 0.06% |
| Already in the S&P 500 | 91.6% | 95.1% |
| Holdings | 55 | 99 |
MOAT in plain words
MOAT is an index equity fund tracking the Morningstar Wide Moat. Over the year to Sep 11, 2026 it returned +11.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.46% a year. By its holdings filed for Sep 10, 2026, 92% of the fund by weight is stocks the S&P 500 also holds, across 55 positions, with the top ten at 27.1%. It sat 5.7% below its high of Aug 27, 2026 on Sep 11, 2026.
SCHD in plain words
SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, MOAT or SCHD?
- In the year to Sep 13, 2026, with distributions reinvested, MOAT returned +11.3% and SCHD returned +27.6%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, MOAT or SCHD?
- MOAT charges 0.46% a year and SCHD charges 0.06%, so SCHD is cheaper. Fees come from each fund's prospectus.
- How much do MOAT and SCHD overlap with the S&P 500?
- By their latest filed holdings, 92% of MOAT and 95% of SCHD by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, MOAT against SCHD, data as of Sep 13, 2026. https://etfiq.com/compare/any/moat-vs-schd Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources