Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VPL vs XLY: how they differ
VPL and XLY hold 0% of their weight in the same names, and VPL returned more over the year.
Vanguard Pacific Stock Index Fund and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, VPL and XLY hold 0% of their money in the same securities at the same weight.
| Only in VPL | Only in XLY |
|---|---|
| Samsung Electronics Co Ltd 6.06% | Amazon.com Inc 22.24% |
| SK hynix Inc 4.12% | Tesla Inc 19.66% |
| Commonwealth Bank of Australia 1.80% | Home Depot Inc/The 5.83% |
| Toyota Motor Corp 1.74% | McDonald's Corp 4.16% |
| Mitsubishi UFJ Financial Group Inc 1.69% | TJX Cos Inc/The 3.93% |
| BHP Group Ltd 1.66% | Booking Holdings Inc 3.44% |
| Hitachi Ltd 1.18% | Lowe's Cos Inc 3.08% |
| Advantest Corp 1.16% | Starbucks Corp 2.90% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.
| VPL Vanguard Pacific Stock Index Fund | XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Pacific Stock | Consumer discretionary |
| Total return, 1 year | +36.9% | −4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +19.4 pts | −21.6 pts |
| Expense ratio | 0.07% | 0.08% |
| Already in the S&P 500 | 0.1% | 100.0% |
| Holdings | 2335 | 47 |
VPL in plain words
VPL is an index equity fund tracking the Pacific Stock. Over the year to Sep 11, 2026 it returned +36.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for Apr 30, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 2335 positions, with the top ten at 21.6%.
XLY in plain words
XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VPL or XLY?
- In the year to Sep 12, 2026, with distributions reinvested, VPL returned +36.9% and XLY returned −4.1%, so VPL returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VPL or XLY?
- VPL charges 0.07% a year and XLY charges 0.08%, so VPL is cheaper. Fees come from each fund's prospectus.
- How much do VPL and XLY overlap with the S&P 500?
- By their latest filed holdings, 0% of VPL and 100% of XLY by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VPL against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/VPL-XLY Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources