Which returned more over the last year, AGG or XLY?

In the year to Sep 12, 2026, with distributions reinvested, AGG returned −0.7% and XLY returned −4.1%, so AGG returned more. One year is one year; the longer windows are in the table.

Which is cheaper, AGG or XLY?

AGG charges 0.03% a year and XLY charges 0.08%, so AGG is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

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AGG vs XLY: how they differ

AGG is a bond index fund and XLY an equity index fund, and over the year AGG returned more, −0.7% against −4.1%.

iShares Core U.S. Aggregate Bond ETF and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.

AGG and XLY on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	AGG iShares Core U.S. Aggregate Bond ETF	XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	iShares	State Street
What it is	US aggregate bonds	Consumer discretionary
Total return, 1 year	−0.7%	−4.1%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.2 pts	−21.6 pts
Expense ratio	0.03%	0.08%
Holdings	not filed	47

AGG in plain words

AGG is a bond fund tracking the US aggregate bonds. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.7% below its high of Aug 4, 2020 on Sep 11, 2026.

XLY in plain words

XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, AGG or XLY?: In the year to Sep 12, 2026, with distributions reinvested, AGG returned −0.7% and XLY returned −4.1%, so AGG returned more. One year is one year; the longer windows are in the table.
Which is cheaper, AGG or XLY?: AGG charges 0.03% a year and XLY charges 0.08%, so AGG is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

AGG against XLY, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, AGG against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/AGG-XLY Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources