Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VBK vs XRT: how they differ
VBK and XRT hold 3% of their weight in the same names, and VBK returned more over the year.
Vanguard Small-Cap Growth Index Fund and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, VBK and XRT hold 3% of their money in the same securities at the same weight.
| Holding | VBK | XRT |
|---|---|---|
| Casey's General Stores Inc | 0.83% | 1.17% |
| Burlington Stores Inc | 0.28% | 1.31% |
| Five Below Inc | 0.28% | 1.24% |
| Maplebear Inc | 0.23% | 1.55% |
| Sprouts Farmers Market Inc | 0.22% | 1.32% |
| Etsy Inc | 0.19% | 1.48% |
| Boot Barn Holdings Inc | 0.14% | 1.34% |
| Ollie's Bargain Outlet Holdings Inc | 0.13% | 1.33% |
| Chewy Inc | 0.12% | 1.33% |
| Warby Parker Inc | 0.09% | 1.64% |
| Revolve Group Inc | 0.03% | 1.52% |
| Pattern Group Inc | 0.01% | 1.09% |
| Only in VBK | Only in XRT |
|---|---|
| Credo Technology Group Holding Ltd 1.27% | Groupon Inc 1.78% |
| REVOLUTION Medicines Inc 1.07% | RealReal Inc/The 1.75% |
| Astera Labs Inc 1.05% | Bath & Body Works Inc 1.73% |
| Natera Inc 1.04% | Upbound Group Inc 1.59% |
| Twilio Inc 0.88% | Coupang Inc 1.55% |
| Carpenter Technology Corp 0.82% | Victoria's Secret & Co 1.52% |
| Curtiss-Wright Corp 0.79% | MarineMax Inc 1.52% |
| FTAI Aviation Ltd 0.78% | PriceSmart Inc 1.51% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| VBK Vanguard Small-Cap Growth Index Fund | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Small-Cap Growth | SPDR S&P Retail |
| Total return, 1 year | +13.8% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −3.7 pts | −20.6 pts |
| Expense ratio | 0.05% | 0.35% |
| Already in the S&P 500 | 10.2% | 22.5% |
| Holdings | 545 | 75 |
VBK in plain words
VBK is an index equity fund tracking the Small-Cap Growth. Over the year to Sep 11, 2026 it returned +13.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.05% a year. By its holdings filed for Jun 30, 2026, 10% of the fund by weight is stocks the S&P 500 also holds, across 545 positions, with the top ten at 9.3%. It sat 7.0% below its high of Aug 17, 2026 on Sep 11, 2026.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 75 positions, with the top ten at 16.1%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VBK or XRT?
- In the year to Sep 12, 2026, with distributions reinvested, VBK returned +13.8% and XRT returned −3.0%, so VBK returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VBK or XRT?
- VBK charges 0.05% a year and XRT charges 0.35%, so VBK is cheaper. Fees come from each fund's prospectus.
- How much do VBK and XRT overlap with the S&P 500?
- By their latest filed holdings, 10% of VBK and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 3% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VBK against XRT, data as of Sep 12, 2026. https://etfiq.com/compare/any/VBK-XRT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources