Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
KRE vs VPU: how they differ
KRE and VPU hold 0% of their weight in the same names, and KRE returned more over the year.
State Street(R) SPDR(R) S&P(R) Regional Banking ETF and Vanguard Utilities Index Fund.
What they hold in common
By the books each fund has filed, KRE and VPU hold 0% of their money in the same securities at the same weight.
| Only in KRE | Only in VPU |
|---|---|
| Pinnacle Financial Partners Inc 1.37% | NextEra Energy Inc 11.84% |
| Atlantic Union Bankshares Corp 1.37% | Southern Co/The 6.70% |
| UMB Financial Corp 1.37% | Duke Energy Corp 6.31% |
| Citizens Financial Group Inc 1.37% | Constellation Energy Corp 5.86% |
| Glacier Bancorp Inc 1.36% | American Electric Power Co Inc 4.47% |
| Associated Banc-Corp 1.36% | Sempra 3.85% |
| Cullen/Frost Bankers Inc 1.35% | Dominion Energy Inc 3.78% |
| First Interstate BancSystem Inc 1.35% | Vistra Corp 3.59% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| KRE State Street(R) SPDR(R) S&P(R) Regional Banking ETF | VPU Vanguard Utilities Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | Vanguard |
| What it is | SPDR S&P Regional Banking | Utilities |
| Total return, 1 year | +16.1% | +2.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −1.4 pts | −15.4 pts |
| Expense ratio | 0.35% | 0.09% |
| Already in the S&P 500 | 6.7% | 90.1% |
| Holdings | 161 | 66 |
KRE in plain words
KRE is an index equity fund tracking the SPDR S&P Regional Banking. Over the year to Sep 11, 2026 it returned +16.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 161 positions, with the top ten at 13.6%. It sat 5.2% below its high of Aug 14, 2026 on Sep 11, 2026.
VPU in plain words
VPU is an index equity fund tracking the Utilities. Over the year to Sep 11, 2026 it returned +2.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year. By its holdings filed for May 31, 2026, 90% of the fund by weight is stocks the S&P 500 also holds, across 66 positions, with the top ten at 52.7%. It sat 9.8% below its high of Feb 27, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, KRE or VPU?
- In the year to Sep 12, 2026, with distributions reinvested, KRE returned +16.1% and VPU returned +2.1%, so KRE returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, KRE or VPU?
- KRE charges 0.35% a year and VPU charges 0.09%, so VPU is cheaper. Fees come from each fund's prospectus.
- How much do KRE and VPU overlap with the S&P 500?
- By their latest filed holdings, 7% of KRE and 90% of VPU by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, KRE against VPU, data as of Sep 12, 2026. https://etfiq.com/compare/any/KRE-VPU Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources