Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
IYW vs XRT: how they differ
IYW and XRT hold 0% of their weight in the same names, and IYW returned more over the year.
iShares U.S. Technology ETF and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, IYW and XRT hold 0% of their money in the same securities at the same weight.
| Holding | IYW | XRT |
|---|---|---|
| Maplebear Inc | 0.04% | 1.55% |
| Only in IYW | Only in XRT |
|---|---|
| NVIDIA CORPORATION 16.25% | Groupon Inc 1.78% |
| APPLE INC. 13.65% | RealReal Inc/The 1.75% |
| ALPHABET INC. 7.84% | Bath & Body Works Inc 1.73% |
| ALPHABET INC. 6.34% | Warby Parker Inc 1.64% |
| MICROSOFT CORPORATION 3.99% | Upbound Group Inc 1.59% |
| BROADCOM INC. 3.78% | Coupang Inc 1.55% |
| ADVANCED MICRO DEVICES, INC. 3.50% | Revolve Group Inc 1.52% |
| MICRON TECHNOLOGY, INC. 2.98% | Victoria's Secret & Co 1.52% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.
| IYW iShares U.S. Technology ETF | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | State Street |
| What it is | U.S. Technology | SPDR S&P Retail |
| Total return, 1 year | +34.9% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +17.4 pts | −20.6 pts |
| Expense ratio | 0.37% | 0.35% |
| Already in the S&P 500 | 95.5% | 22.5% |
| Holdings | 139 | 75 |
IYW in plain words
IYW is an index equity fund tracking the U.S. Technology. Over the year to Sep 11, 2026 it returned +34.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.37% a year. By its holdings filed for Apr 30, 2026, 96% of the fund by weight is stocks the S&P 500 also holds, across 139 positions, with the top ten at 63.7%.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 75 positions, with the top ten at 16.1%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, IYW or XRT?
- In the year to Sep 12, 2026, with distributions reinvested, IYW returned +34.9% and XRT returned −3.0%, so IYW returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, IYW or XRT?
- IYW charges 0.37% a year and XRT charges 0.35%, so XRT is cheaper. Fees come from each fund's prospectus.
- How much do IYW and XRT overlap with the S&P 500?
- By their latest filed holdings, 96% of IYW and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
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Cite this page. ETFIQ, IYW against XRT, data as of Sep 12, 2026. https://etfiq.com/compare/any/IYW-XRT Free to use with attribution; the underlying files are at Open data.
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