Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
IYW vs XLF: how they differ
IYW and XLF hold 0% of their weight in the same names, and IYW returned more over the year.
iShares U.S. Technology ETF and State Street(R) Financial Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, IYW and XLF hold 0% of their money in the same securities at the same weight.
| Only in IYW | Only in XLF |
|---|---|
| NVIDIA CORPORATION 16.25% | Berkshire Hathaway Inc 12.10% |
| APPLE INC. 13.65% | JPMorgan Chase & Co 11.57% |
| ALPHABET INC. 7.84% | Visa Inc 7.51% |
| ALPHABET INC. 6.34% | Mastercard Inc 5.47% |
| MICROSOFT CORPORATION 3.99% | Bank of America Corp 4.91% |
| BROADCOM INC. 3.78% | Goldman Sachs Group Inc/The 3.94% |
| ADVANCED MICRO DEVICES, INC. 3.50% | Wells Fargo & Co 3.34% |
| MICRON TECHNOLOGY, INC. 2.98% | Morgan Stanley 3.31% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.
| IYW iShares U.S. Technology ETF | XLF State Street(R) Financial Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | State Street |
| What it is | U.S. Technology | Financials |
| Total return, 1 year | +34.9% | +7.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +17.4 pts | −9.9 pts |
| Expense ratio | 0.37% | 0.08% |
| Already in the S&P 500 | 95.5% | 100.0% |
| Holdings | 139 | 76 |
IYW in plain words
IYW is an index equity fund tracking the U.S. Technology. Over the year to Sep 11, 2026 it returned +34.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.37% a year. By its holdings filed for Apr 30, 2026, 96% of the fund by weight is stocks the S&P 500 also holds, across 139 positions, with the top ten at 63.7%.
XLF in plain words
XLF is an index equity fund tracking the Financials. Over the year to Sep 11, 2026 it returned +7.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 57.7%.
Questions people ask
- Which returned more over the last year, IYW or XLF?
- In the year to Sep 12, 2026, with distributions reinvested, IYW returned +34.9% and XLF returned +7.6%, so IYW returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, IYW or XLF?
- IYW charges 0.37% a year and XLF charges 0.08%, so XLF is cheaper. Fees come from each fund's prospectus.
- How much do IYW and XLF overlap with the S&P 500?
- By their latest filed holdings, 96% of IYW and 100% of XLF by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, IYW against XLF, data as of Sep 12, 2026. https://etfiq.com/compare/any/IYW-XLF Free to use with attribution; the underlying files are at Open data.
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