Which returned more over the last year, ITOT or USFR?

In the year to Sep 12, 2026, with distributions reinvested, ITOT returned +17.2% and USFR returned +4.1%, so ITOT returned more. One year is one year; the longer windows are in the table.

Which is cheaper, ITOT or USFR?

ITOT charges 0.03% a year and USFR charges 0.15%, so ITOT is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

ITOT vs USFR: how they differ

ITOT and USFR hold 0% of their weight in the same names, and ITOT returned more over the year.

iShares Core S&P Total U.S. Stock Market ETF and WisdomTree Floating Rate Treasury Fund.

What they hold in common

By the books each fund has filed, ITOT and USFR hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in ITOT	Only in USFR
NVIDIA Corp. 6.64%	UNITED STATES OF AMERICA - BUREAU OF THE 28.04%
Apple, Inc. 5.82%	UNITED STATES OF AMERICA - BUREAU OF THE 28.01%
Microsoft Corp. 3.80%	UNITED STATES OF AMERICA - BUREAU OF THE 28.00%
Amazon.com, Inc. 3.20%	UNITED STATES OF AMERICA - BUREAU OF THE 15.95%
Alphabet, Inc. 2.87%
Broadcom, Inc. 2.45%
Alphabet, Inc. 2.29%
Micron Technology, Inc. 1.78%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

ITOT and USFR on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	ITOT iShares Core S&P Total U.S. Stock Market ETF	USFR WisdomTree Floating Rate Treasury Fund
Where it sits	Core index fund	Core index fund
Issuer	iShares	WisdomTree
What it is	Core S&P Total U.S. Stock Market	Floating Rate Treasury
Total return, 1 year	+17.2%	+4.1%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−0.3 pts	−13.4 pts
Expense ratio	0.03%	0.15%
Holdings	2497	4

ITOT in plain words

ITOT is an index equity fund tracking the Core S&P Total U.S. Stock Market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2497 positions, with the top ten at 32.2%.

USFR in plain words

USFR is a bond fund tracking the Floating Rate Treasury. Over the year to Sep 11, 2026 it returned +4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, ITOT or USFR?: In the year to Sep 12, 2026, with distributions reinvested, ITOT returned +17.2% and USFR returned +4.1%, so ITOT returned more. One year is one year; the longer windows are in the table.
Which is cheaper, ITOT or USFR?: ITOT charges 0.03% a year and USFR charges 0.15%, so ITOT is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

ITOT against USFR, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, ITOT against USFR, data as of Sep 12, 2026. https://etfiq.com/compare/any/ITOT-USFR Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources