Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
ITOT vs SDY: how they differ
ITOT and SDY hold 12% of their weight in the same names, and ITOT returned more over the year.
iShares Core S&P Total U.S. Stock Market ETF and State Street(R) SPDR(R) S&P(R) Dividend ETF.
What they hold in common
By the books each fund has filed, ITOT and SDY hold 12% of their money in the same securities at the same weight.
| Holding | ITOT | SDY |
|---|---|---|
| Johnson & Johnson | 0.84% | 1.00% |
| Exxon Mobil Corp. | 0.78% | 0.93% |
| AbbVie, Inc. | 0.61% | 1.63% |
| Caterpillar, Inc. | 0.67% | 0.47% |
| Procter & Gamble Co. (The) | 0.47% | 1.26% |
| Coca-Cola Co. (The) | 0.43% | 1.26% |
| Chevron Corp. | 0.42% | 1.28% |
| Texas Instruments, Inc. | 0.37% | 1.56% |
| International Business Machines Corp. | 0.36% | 1.27% |
| Microsoft Corp. | 3.80% | 0.36% |
| Walmart, Inc. | 0.68% | 0.29% |
| QUALCOMM, Inc. | 0.27% | 1.57% |
| Only in ITOT | Only in SDY |
|---|---|
| NVIDIA Corp. 6.64% | Medtronic PLC 1.30% |
| Apple, Inc. 5.82% | Amcor PLC 0.93% |
| Amazon.com, Inc. 3.20% | Accenture PLC 0.88% |
| Alphabet, Inc. 2.87% | Linde PLC 0.56% |
| Broadcom, Inc. 2.45% | Chubb Ltd 0.51% |
| Alphabet, Inc. 2.29% | STERIS PLC 0.46% |
| Micron Technology, Inc. 1.78% | Pentair PLC 0.44% |
| Meta Platforms, Inc. 1.70% | RenaissanceRe Holdings Ltd 0.23% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| ITOT iShares Core S&P Total U.S. Stock Market ETF | SDY State Street(R) SPDR(R) S&P(R) Dividend ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | State Street |
| What it is | Core S&P Total U.S. Stock Market | SPDR S&P Dividend |
| Total return, 1 year | +17.2% | +11.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −0.3 pts | −6.5 pts |
| Expense ratio | 0.03% | 0.35% |
| Already in the S&P 500 | 88.3% | 84.6% |
| Holdings | 2497 | 155 |
ITOT in plain words
ITOT is an index equity fund tracking the Core S&P Total U.S. Stock Market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2497 positions, with the top ten at 32.2%.
SDY in plain words
SDY is an index equity fund tracking the SPDR S&P Dividend. Over the year to Sep 11, 2026 it returned +11.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 85% of the fund by weight is stocks the S&P 500 also holds, across 155 positions, with the top ten at 17.1%. It sat 3.9% below its high of Aug 24, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, ITOT or SDY?
- In the year to Sep 12, 2026, with distributions reinvested, ITOT returned +17.2% and SDY returned +11.0%, so ITOT returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, ITOT or SDY?
- ITOT charges 0.03% a year and SDY charges 0.35%, so ITOT is cheaper. Fees come from each fund's prospectus.
- How much do ITOT and SDY overlap with the S&P 500?
- By their latest filed holdings, 88% of ITOT and 85% of SDY by weight is stocks the S&P 500 already holds. Between the two funds, 12% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, ITOT against SDY, data as of Sep 12, 2026. https://etfiq.com/compare/any/ITOT-SDY Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources