Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
INDA vs XLU: how they differ
INDA and XLU hold 0% of their weight in the same names, and XLU returned more over the year.
iShares MSCI India ETF and State Street(R) Utilities Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, INDA and XLU hold 0% of their money in the same securities at the same weight.
| Only in INDA | Only in XLU |
|---|---|
| RELIANCE INDUSTRIES LIMITED 6.23% | NextEra Energy Inc 12.93% |
| HDFC BANK LIMITED 6.15% | Southern Co/The 7.62% |
| ICICI BANK LIMITED 4.68% | Duke Energy Corp 6.97% |
| BHARTI AIRTEL LIMITED 3.63% | Constellation Energy Corp 5.61% |
| INFOSYS LIMITED 2.92% | American Electric Power Co Inc 5.26% |
| AXIS BANK LIMITED 2.23% | Sempra 4.28% |
| MAHINDRA AND MAHINDRA LIMITED 2.20% | Dominion Energy Inc 4.24% |
| LARSEN AND TOUBRO LIMITED 2.13% | Entergy Corp 3.71% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| INDA iShares MSCI India ETF | XLU State Street(R) Utilities Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | State Street |
| What it is | MSCI India | Utilities |
| Total return, 1 year | −8.8% | +2.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −26.3 pts | −15.1 pts |
| Expense ratio | 0.61% | 0.08% |
| Already in the S&P 500 | 0.0% | 100.0% |
| Holdings | 169 | 31 |
INDA in plain words
INDA is an index equity fund tracking the MSCI India. Over the year to Sep 11, 2026 it returned −8.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.61% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 169 positions, with the top ten at 33.7%. It sat 17.4% below its high of Sep 26, 2024 on Sep 11, 2026.
XLU in plain words
XLU is an index equity fund tracking the Utilities. Over the year to Sep 11, 2026 it returned +2.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 57.7%. It sat 10.0% below its high of Feb 27, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, INDA or XLU?
- In the year to Sep 12, 2026, with distributions reinvested, INDA returned −8.8% and XLU returned +2.4%, so XLU returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, INDA or XLU?
- INDA charges 0.61% a year and XLU charges 0.08%, so XLU is cheaper. Fees come from each fund's prospectus.
- How much do INDA and XLU overlap with the S&P 500?
- By their latest filed holdings, 0% of INDA and 100% of XLU by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, INDA against XLU, data as of Sep 12, 2026. https://etfiq.com/compare/any/INDA-XLU Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources