Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
FTEC vs XLY: how they differ
FTEC and XLY hold 0% of their weight in the same names, and FTEC returned more over the year.
Fidelity MSCI Information Technology Index ETF and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, FTEC and XLY hold 0% of their money in the same securities at the same weight.
| Only in FTEC | Only in XLY |
|---|---|
| NVIDIA Corp 18.00% | Amazon.com Inc 22.24% |
| Apple Inc 14.38% | Tesla Inc 19.66% |
| Microsoft Corp 9.54% | Home Depot Inc/The 5.83% |
| Broadcom Inc 5.01% | McDonald's Corp 4.16% |
| Micron Technology Inc 2.64% | TJX Cos Inc/The 3.93% |
| Advanced Micro Devices Inc 2.60% | Booking Holdings Inc 3.44% |
| Intel Corp 1.99% | Lowe's Cos Inc 3.08% |
| Cisco Systems Inc 1.66% | Starbucks Corp 2.90% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.
| FTEC Fidelity MSCI Information Technology Index ETF | XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Fidelity | State Street |
| What it is | MSCI Information Technology | Consumer discretionary |
| Total return, 1 year | +35.7% | −4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +18.2 pts | −21.6 pts |
| Expense ratio | 0.08% | 0.08% |
| Already in the S&P 500 | 86.2% | 100.0% |
| Holdings | 282 | 47 |
FTEC in plain words
FTEC is an index equity fund tracking the MSCI Information Technology. Over the year to Sep 11, 2026 it returned +35.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Apr 30, 2026, 86% of the fund by weight is stocks the S&P 500 also holds, across 282 positions, with the top ten at 58.8%. It sat 3.7% below its high of Jun 2, 2026 on Sep 11, 2026.
XLY in plain words
XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, FTEC or XLY?
- In the year to Sep 12, 2026, with distributions reinvested, FTEC returned +35.7% and XLY returned −4.1%, so FTEC returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, FTEC or XLY?
- FTEC charges 0.08% a year and XLY charges 0.08%, so FTEC is cheaper. Fees come from each fund's prospectus.
- How much do FTEC and XLY overlap with the S&P 500?
- By their latest filed holdings, 86% of FTEC and 100% of XLY by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, FTEC against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/FTEC-XLY Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources