Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
COWZ vs SDY: how they differ
COWZ and SDY hold 10% of their weight in the same names, and COWZ returned more over the year.
Pacer US Cash Cows 100 ETF and State Street(R) SPDR(R) S&P(R) Dividend ETF.
What they hold in common
By the books each fund has filed, COWZ and SDY hold 10% of their money in the same securities at the same weight.
| Holding | COWZ | SDY |
|---|---|---|
| Verizon Communications Inc | 1.90% | 2.15% |
| QUALCOMM Inc | 2.67% | 1.57% |
| Automatic Data Processing Inc | 1.31% | 1.54% |
| Archer-Daniels-Midland Co | 1.55% | 1.30% |
| Colgate-Palmolive Co | 1.10% | 1.16% |
| Target Corp | 1.07% | 1.55% |
| Cardinal Health Inc | 1.62% | 0.47% |
| Roper Technologies Inc | 0.78% | 0.40% |
| JB Hunt Transport Services Inc | 0.37% | 0.41% |
| Church & Dwight Co Inc | 0.35% | 0.57% |
| Expeditors International of Wa | 0.32% | 0.48% |
| Cencora Inc | 1.03% | 0.29% |
| Only in COWZ | Only in SDY |
|---|---|
| Altria Group Inc 2.21% | Realty Income Corp 2.14% |
| ConocoPhillips 2.17% | Kenvue Inc 1.76% |
| CVS Health Corp 2.16% | Kimberly-Clark Corp 1.75% |
| Bristol-Myers Squibb Co 2.03% | AbbVie Inc 1.63% |
| Ford Motor Co 2.01% | Texas Instruments Inc 1.56% |
| Uber Technologies Inc 2.01% | Edison International 1.45% |
| Pfizer Inc 2.00% | Sysco Corp 1.41% |
| Diamondback Energy Inc 1.99% | WEC Energy Group Inc 1.41% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.
| COWZ Pacer US Cash Cows 100 ETF | SDY State Street(R) SPDR(R) S&P(R) Dividend ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Pacer | State Street |
| What it is | US Cash Cows 100 | SPDR S&P Dividend |
| Total return, 1 year | +23.4% | +11.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +5.9 pts | −6.5 pts |
| Expense ratio | 0.49% | 0.35% |
| Already in the S&P 500 | 95.8% | 84.6% |
| Holdings | 100 | 155 |
COWZ in plain words
COWZ is an index equity fund tracking the US Cash Cows 100. Over the year to Sep 11, 2026 it returned +23.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.49% a year. By its holdings filed for Apr 30, 2026, 96% of the fund by weight is stocks the S&P 500 also holds, across 100 positions, with the top ten at 21.2%. It sat 3.2% below its high of Sep 3, 2026 on Sep 11, 2026.
SDY in plain words
SDY is an index equity fund tracking the SPDR S&P Dividend. Over the year to Sep 11, 2026 it returned +11.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 85% of the fund by weight is stocks the S&P 500 also holds, across 155 positions, with the top ten at 17.1%. It sat 3.9% below its high of Aug 24, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, COWZ or SDY?
- In the year to Sep 12, 2026, with distributions reinvested, COWZ returned +23.4% and SDY returned +11.0%, so COWZ returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, COWZ or SDY?
- COWZ charges 0.49% a year and SDY charges 0.35%, so SDY is cheaper. Fees come from each fund's prospectus.
- How much do COWZ and SDY overlap with the S&P 500?
- By their latest filed holdings, 96% of COWZ and 85% of SDY by weight is stocks the S&P 500 already holds. Between the two funds, 10% of their books are the same securities at the same weight.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, COWZ against SDY, data as of Sep 12, 2026. https://etfiq.com/compare/any/COWZ-SDY Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources