Which returned more over the last year, BNDX or XRT?

In the year to Sep 12, 2026, with distributions reinvested, BNDX returned −0.7% and XRT returned −3.0%, so BNDX returned more. One year is one year; the longer windows are in the table.

Which is cheaper, BNDX or XRT?

BNDX charges 0.07% a year and XRT charges 0.35%, so BNDX is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

BNDX vs XRT: how they differ

BNDX and XRT hold 0% of their weight in the same names, and BNDX returned more over the year.

Vanguard Total International Bond Index Fund and State Street(R) SPDR(R) S&P(R) Retail ETF.

What they hold in common

By the books each fund has filed, BNDX and XRT hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in BNDX	Only in XRT
French Republic Government Bond OAT 0.18%	Groupon Inc 1.78%
Bundesschatzanweisungen 0.14%	RealReal Inc/The 1.75%
Canadian Government Bond 0.13%	Bath & Body Works Inc 1.73%
Canadian Government Bond 0.10%	Warby Parker Inc 1.64%
Canadian Government Bond 0.10%	Upbound Group Inc 1.59%
Canadian Government Bond 0.09%	Coupang Inc 1.55%
Canadian Government Bond 0.08%	Maplebear Inc 1.55%
Canadian Government Bond 0.08%	Revolve Group Inc 1.52%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.

BNDX and XRT on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	BNDX Vanguard Total International Bond Index Fund	XRT State Street(R) SPDR(R) S&P(R) Retail ETF
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	State Street
What it is	Total International Bond	SPDR S&P Retail
Total return, 1 year	−0.7%	−3.0%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.2 pts	−20.6 pts
Expense ratio	0.07%	0.35%
Holdings	6707	75

BNDX in plain words

BNDX is a bond fund tracking the Total International Bond. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year.

XRT in plain words

XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 75 positions, with the top ten at 16.1%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, BNDX or XRT?: In the year to Sep 12, 2026, with distributions reinvested, BNDX returned −0.7% and XRT returned −3.0%, so BNDX returned more. One year is one year; the longer windows are in the table.
Which is cheaper, BNDX or XRT?: BNDX charges 0.07% a year and XRT charges 0.35%, so BNDX is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

BNDX against XRT, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, BNDX against XRT, data as of Sep 12, 2026. https://etfiq.com/compare/any/BNDX-XRT Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources